Food & Restaurants · lender intelligence

How to finance a Barrio in Florida

State:

The SBA 7(a) lenders funding the most Barrio deals in Florida, from public loan records — typical Barrio loan about $425K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Barrio in Florida

$603K

Typical loan

range $603K–$603K

$670K

Est. purchase price

≈ loan ÷ 90%

$89,613

Cash to close

$67,000 down + fees

$7,803/mo

Typical payment

~9.5% · 10yr

$107,681/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

12 days

Typical time to fund

Lenders competing

more = leverage

11%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Barrio in Florida

Ranked by funded Barrio loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.

1.78 loans · $79M · New Orleans, LAFull record →

1+ funded Barrio in Florida deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Hal's Productions LLC in Tampa, FL — $603K (2024) · Gulf Coast Bank and Trust Company
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
126 months
SBA guaranteed
$452K (75%)
Approval → funding
12 days
Approved
4/10/2024
First disbursed
4/22/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Full-Service Restaurants
Funded by Gulf Coast Bank and Trust Company · Lender record →
Your business? Claim this record · Request removal

Buying a Barrio in Florida? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Barrio loans with a Florida project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Barrio purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. Gulf Coast Bank and Trust Company funds the most here. CapBench is not a lender.

$425K typical Barrio loan
1 lenders active in Florida
1+ funded Florida deals
12 days typical to fund

Buyers buying a Barrio in Florida typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Barrio lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-19.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/barrio/florida
API:: https://www.capbench.com/api/public/lenders?franchise=barrio
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.