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How to finance a Bio-One in Georgia
The SBA 7(a) lenders funding the most Bio-One deals in Georgia, from public loan records — typical Bio-One loan about $150K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Bio-One in Georgia
$150K
Typical loan
range $150K–$200K
$167K
Est. purchase price
≈ loan ÷ 90%
$21,467
Cash to close
$16,667 down + fees
$2,196/mo
Typical payment
~12.5% · 10yr
$30,305/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
28 days
Typical time to fund
2
Lenders competing
more = leverage
8.35%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Bio-One in Georgia
Ranked by funded Bio-One loans in Georgia. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.575 loans · $220M · De Graff, OHFull record →
- 2.62 loans · $21M · Saint Cloud, MNFull record →
5+ funded Bio-One in Georgia deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- JNormanBanks, LLC dba Bio-One South Metro ATL in Douglasville, GA — $200K (2026) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $150K (75%)
- Approval → funding
- 28 days
- Approved
- 11/28/2025
- First disbursed
- 12/26/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Remediation Services
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Task Force Resolutions LLC dba Bio One Of Athens in Cumming, GA — $250K (2025) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $188K (75%)
- Approval → funding
- 74 days
- Approved
- 9/8/2025
- First disbursed
- 11/21/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Remediation Services
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Georgian Magnolias LLC in Marietta, GA — $150K (2021) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $135K (90%)
- Approval → funding
- 20 days
- Approved
- 6/10/2021
- First disbursed
- 6/30/2021
- Loan status
- Paid in full (2/28/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 13
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Remediation Services
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- JXE4 LLC dba Bio-One Gwinnett County in Woodstock, GA — $150K (2020) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.75% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 28 days
- Approved
- 10/3/2019
- First disbursed
- 10/31/2019
- Loan status
- Failed — $118K charged off (8/22/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Remediation Services
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Phillips & O'Brien LLC in Woodstock, GA — $89K (2020) · Stearns Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.75% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $76K (85%)
- Approval → funding
- 29 days
- Approved
- 10/2/2019
- First disbursed
- 10/31/2019
- Loan status
- Paid in full (2/28/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Nonhazardous Waste Treatment and Disposal
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal
Buying a Bio-One in Georgia? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Bio-One loans with a Georgia project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Bio-One purchase in Georgia with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Georgia deals. United Midwest Savings Bank National Association funds the most here. CapBench is not a lender.
- $150K typical Bio-One loan
- 2 lenders active in Georgia
- 5+ funded Georgia deals
- 28 days typical to fund
Buyers buying a Bio-One in Georgia typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.