Beauty & Personal Care · lender intelligence
How to finance a Bishops in California
The SBA 7(a) lenders funding the most Bishops deals in California, from public loan records — typical Bishops loan about $178K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Bishops in California
$178K
Typical loan
range $178K–$178K
$198K
Est. purchase price
≈ loan ÷ 90%
$26,453
Cash to close
$19,778 down + fees
$2,605/mo
Typical payment
~12.5% · 10yr
$35,949/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
24 days
Typical time to fund
1
Lenders competing
more = leverage
7.75%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Bishops in California
Ranked by funded Bishops loans in California. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.62 loans · $21M · Saint Cloud, MNFull record →
1+ funded Bishops in California deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- JOSH19, INC. in Sacramento, CA — $178K (2020) · Stearns Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.75% variable
- Term
- 123 months
- SBA guaranteed
- $134K (75%)
- Approval → funding
- 24 days
- Approved
- 10/7/2019
- First disbursed
- 10/31/2019
- Loan status
- Paid in full (9/30/2020)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Beauty Salons
Funded by Stearns Bank National Association · Lender record →
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Buying a Bishops in California? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Bishops loans with a California project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Bishops purchase in California with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded California deals. Stearns Bank National Association funds the most here. CapBench is not a lender.
- $178K typical Bishops loan
- 1 lenders active in California
- 1+ funded California deals
- 24 days typical to fund
Buyers buying a Bishops in California typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.