How to finance a Bricks & Minifigs in California

State:

Arizona (3)Colorado (8)Florida (4)Idaho (2)Illinois (6)Kansas (4)Kentucky (2)Michigan (7)Minnesota (4)Missouri (1)Montana (1)Nevada (1)

The SBA 7(a) lenders funding the most Bricks & Minifigs deals in California, from public loan records — typical Bricks & Minifigs loan about $206K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Bricks & Minifigs in California

$204K

Typical loan

range $30K–$260K

$227K

Est. purchase price

≈ loan ÷ 90%

$30,332

Cash to close

$22,678 down + fees

$2,988/mo

Typical payment

~12.5% · 10yr

$41,234/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

7 days

Typical time to fund

Lenders competing

more = leverage

11.08%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Bricks & Minifigs in California

Ranked by funded Bricks & Minifigs loans in California. Tap a lender for its full record, or hit Get in touch for an introduction.

1.318 loans · $229M · Osage Beach, MOFull record →
2.2,539 loans · $965M · Columbus, OHFull record →
3.70 loans · $22M · Melrose, MNFull record →

6+ funded Bricks & Minifigs in California deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Five Ladies Corporation in Sacramento, CA — $200K (2025) · Magnifi Financial CU
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
123 months
SBA guaranteed
$150K (75%)
Approval → funding
75 days
Approved
2/28/2025
First disbursed
5/14/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Hobby, Toy, and Game Retailers
Funded by Magnifi Financial CU · Lender record →
Your business? Claim this record · Request removal
Play Awesome Inc in Pasadena, CA — $274K (2024) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
126 months
SBA guaranteed
$206K (75%)
Approval → funding
1 days
Approved
3/13/2024
First disbursed
3/14/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
Hobby, Toy, and Game Retailers
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
KMF FAMILY VENTURES LLC in Oceanside, CA — $260K (2024) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$195K (75%)
Approval → funding
1 days
Approved
11/14/2023
First disbursed
11/15/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Partnership
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Hobby, Toy, and Game Stores
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Bricks and Minifigs in Redlands, CA — $204K (2024) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
123 months
SBA guaranteed
$153K (75%)
Approval → funding
7 days
Approved
9/23/2024
First disbursed
9/30/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Hobby, Toy, and Game Retailers
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
KMF FAMILY VENTURES LLC in Oceanside, CA — $30K (2024) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$15K (50%)
Approved
11/14/2023
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Partnership
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Hobby, Toy, and Game Stores
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Play Awesome Inc in Pasadena, CA — $25K (2024) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approved
3/12/2024
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
Hobby, Toy, and Game Retailers
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal

Buying a Bricks & Minifigs in California? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Bricks & Minifigs loans with a California project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Bricks & Minifigs purchase in California with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded California deals. First Bank of the Lake funds the most here. CapBench is not a lender.

$206K typical Bricks & Minifigs loan
3 lenders active in California
6+ funded California deals
7 days typical to fund

Buyers buying a Bricks & Minifigs in California typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Bricks & Minifigs lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-23.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/bricks-minifigs/california
API:: https://www.capbench.com/api/public/lenders?franchise=bricks-minifigs&state=CA
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.