How to finance a California Tortilla in Maryland

State:

Kansas (1)New Jersey (3)North Carolina (1)

The SBA 7(a) lenders funding the most California Tortilla deals in Maryland, from public loan records — typical California Tortilla loan about $247K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance California Tortilla in Maryland

$795K

Typical loan

range $795K–$795K

$883K

Est. purchase price

≈ loan ÷ 90%

$121,066

Cash to close

$88,289 down + fees

$10,282/mo

Typical payment

~9.5% · 10yr

$141,892/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

Lenders competing

more = leverage

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with California Tortilla in Maryland

Ranked by funded California Tortilla loans in Maryland. Tap a lender for its full record, or hit Get in touch for an introduction.

No directory lender has enough California Tortilla loans in Maryland to rank yet. See California Tortilla lenders nationwide →

1+ funded California Tortilla in Maryland deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Gaithersburg Food, LLC in Columbia, MD — $795K (2021) · Fund-Ex Solutions Group, LLC
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
123 months
SBA guaranteed
$715K (90%)
Approved
9/7/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
30
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Fund-Ex Solutions Group, LLC
Your business? Claim this record · Request removal

Buying a California Tortilla in Maryland? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded California Tortilla loans with a Maryland project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a California Tortilla purchase in Maryland with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Maryland deals. CapBench is not a lender.

$247K typical California Tortilla loan
1 lenders active in Maryland
1+ funded Maryland deals

Buyers buying a California Tortilla in Maryland typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All California Tortilla lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-07-20.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/california-tortilla/maryland
API:: https://www.capbench.com/api/public/lenders?franchise=california-tortilla&state=MD
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.