Food & Restaurants · lender intelligence
How to finance a Captain D's in Texas
The SBA 7(a) lenders funding the most Captain D's deals in Texas, from public loan records — typical Captain D's loan about $1.1M. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Captain D's in Texas
$1.20M
Typical loan
range $1.07M–$1.71M
$1.34M
Est. purchase price
≈ loan ÷ 90%
$183,443
Cash to close
$133,778 down + fees
$15,579/mo
Typical payment
~9.5% · 10yr
$214,990/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
20 days
Typical time to fund
4
Lenders competing
more = leverage
8%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Captain D's in Texas
Ranked by funded Captain D's loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.4 loans · $2M · Little Rock, ARFull record →
- 2.242 loans · $281M · Chicago, ILFull record →
- 3.291 loans · $320M · Laguna Hills, CAFull record →
- 4.15 loans · $20M · Madisonville, KYFull record →
4+ funded Captain D's in Texas deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- BDR Enterprises of Texas, LLC in San Antonio, TX — $1.1M (2025) · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 124 months
- SBA guaranteed
- $803K (75%)
- Approved
- 9/29/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 17
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
- Captain D's in Gun Barrel City, TX — $999K (2024) · Harvest Small Business Finance, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $749K (75%)
- Approval → funding
- 20 days
- Approved
- 4/5/2024
- First disbursed
- 4/25/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 14
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by Harvest Small Business Finance, LLC · Lender record →
Your business? Claim this record · Request removal
- AMERIFISH INC in Fort Worth, TX — $1.7M (2022) · First United Bank and Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 314 months
- SBA guaranteed
- $1.3M (75%)
- Approval → funding
- 7 days
- Approved
- 1/24/2022
- First disbursed
- 1/31/2022
- Loan status
- Paid in full (5/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by First United Bank and Trust Company · Lender record →
Your business? Claim this record · Request removal
- GBC Company, LLC in Gun Barrel City, TX — $1.2M (2021) · Bank OZK
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 249 months
- SBA guaranteed
- $903K (75%)
- Approval → funding
- 61 days
- Approved
- 12/14/2020
- First disbursed
- 2/13/2021
- Loan status
- Paid in full (9/30/2021)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 45
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Bank OZK · Lender record →
Your business? Claim this record · Request removal
Buying a Captain D's in Texas? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Captain D's loans with a Texas project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Captain D's purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. Bank OZK funds the most here. CapBench is not a lender.
- $1.1M typical Captain D's loan
- 4 lenders active in Texas
- 4+ funded Texas deals
- 20 days typical to fund
Buyers buying a Captain D's in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.