Franchise · lender intelligence
How to finance a Caring Transitions
The SBA 7(a) lenders funding the most Caring Transitions deals, ranked from public loan records — typical Caring Transitions loan about $185K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Caring Transitions
$185K
Typical loan
range $150K–$630K
$206K
Est. purchase price
≈ loan ÷ 90%
$27,494
Cash to close
$20,556 down + fees
$2,708/mo
Typical payment
~12.5% · 10yr
$37,370/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
15 days
Typical time to fund
6
Lenders competing
more = leverage
9.77%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Caring Transitions
Ranked by funded Caring Transitions loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.154 loans · $26M · San Diego, CAFull record →
- 2.1 loans · $0M · Cedar Rapids, IAFull record →
- 3.868 loans · $362M · Salt Lake City, UTFull record →
- 4.575 loans · $220M · De Graff, OHFull record →
7+ funded Caring Transitions deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- 1750 PARTNERS LLC in West Palm Beach, FL — $185K (2026) · CDC Small Business Finance Corp.
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $139K (75%)
- Approval → funding
- 53 days
- Approved
- 12/23/2025
- First disbursed
- 2/14/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Support Services
Funded by CDC Small Business Finance Corp. · Lender record →
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- Cedar Valley Senior Consulting Services LLC in Waterloo, IA — $150K (2026) · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 11.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approved
- 2/12/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 24
- Business age
- Existing or more than 2 years old
- Industry
- Other Individual and Family Services
Funded by Celtic Bank Corporation · Lender record →
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- Sims Senior Services, LLC in North Olmsted, OH — $630K (2025) · purchase · Community Bank & Trust-West Georgia
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 180 mo (15 yrs)
- SBA guaranteed
- $472K (75%)
- Approved
- 5/31/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- All Other Personal Services
If you were the buyer here
- Est. deal size
- $699K
- Est. down payment (10%)
- $70K
- Est. cash at closing
- $94K
- Monthly payment
- $6,958
- Annual debt service
- $84K
- Cash flow needed (1.25×)
- $104K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Community Bank & Trust-West Georgia
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- SMOOTH ADJUSTMENTS LLC in San Marcos, TX — $95K (2025) · CDC Small Business Finance Corp.
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $81K (85%)
- Approval → funding
- 21 days
- Approved
- 3/12/2025
- First disbursed
- 4/2/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Services for the Elderly and Persons with Disabilities
Funded by CDC Small Business Finance Corp. · Lender record →
Your business? Claim this record · Request removal
- Reclaimed Futures LLC dba CARING TRANSITIONS OFFICE 36075 in Middletown, OH — $150K (2024) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 15 days
- Approved
- 4/9/2024
- First disbursed
- 4/24/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Individual and Family Services
Funded by United Midwest Savings Bank National Association · Lender record →
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- Hill Relocations, Inc. in Walford, IA — $280K (2023) · Cedar Rapids Bank and Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $210K (75%)
- Approval → funding
- 13 days
- Approved
- 11/17/2022
- First disbursed
- 11/30/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Services for the Elderly and Persons with Disabilities
Funded by Cedar Rapids Bank and Trust Company · Lender record →
Your business? Claim this record · Request removal
- Karing Hent Transitions LLC in Maplewood, MN — $830K (2021) · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.65% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $747K (90%)
- Approval → funding
- 5 days
- Approved
- 4/25/2021
- First disbursed
- 4/30/2021
- Loan status
- Paid in full (3/31/2025)
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 56
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Services for the Elderly and Persons with Disabilities
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Buying a Caring Transitions? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Caring Transitions businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Caring Transitions purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. CDC Small Business Finance Corp. funds the most. CapBench is not a lender.
- $185K typical Caring Transitions loan
- 6 lenders fund the brand
- 15 days typical to fund
Buyers researching a Caring Transitions typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.