Food & Restaurants · lender intelligence

How to finance a Checkers in Maryland

State:

Alabama (1)Delaware (1)Florida (4)Indiana (1)Louisiana (2)New Jersey (1)New York (1)North Carolina (2)Pennsylvania (3)Texas (1)Wisconsin (1)

The SBA 7(a) lenders funding the most Checkers deals in Maryland, from public loan records — typical Checkers loan about $1.1M. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Checkers in Maryland

$1.22M

Typical loan

range $956K–$1.54M

$1.36M

Est. purchase price

≈ loan ÷ 90%

$185,881

Cash to close

$135,556 down + fees

$15,787/mo

Typical payment

~9.5% · 10yr

$217,861/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

47 days

Typical time to fund

Lenders competing

more = leverage

9.56%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Checkers in Maryland

Ranked by funded Checkers loans in Maryland. Tap a lender for its full record, or hit Get in touch for an introduction.

1.101 loans · $81M · Pasadena, CAFull record →
2.42 loans · $48M · Los Angeles, CAFull record →
3.75 loans · $98M · Sioux Falls, SDFull record →

4+ funded Checkers in Maryland deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

6041 OXON HILL INC. in Oxon Hill, MD — $465K (2025) · Centerstone SBA Lending, Inc.
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$349K (75%)
Approval → funding
23 days
Approved
8/27/2025
First disbursed
9/19/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
149
Business age
New Business or 2 years or less
Industry
Limited-Service Restaurants
Funded by Centerstone SBA Lending, Inc. · Lender record →
Your business? Claim this record · Request removal
FSR MD Corp in Oxon Hill, MD — $1.5M (2024) · East West Bank
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.2M (75%)
Approval → funding
47 days
Approved
3/14/2024
First disbursed
4/30/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
24
Business age
Existing or more than 2 years old
Industry
Limited-Service Restaurants
Funded by East West Bank · Lender record →
Your business? Claim this record · Request removal
FSR MD Group Inc in Gaithersburg, MD — $1.2M (2024) · East West Bank
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$915K (75%)
Approval → funding
47 days
Approved
3/14/2024
First disbursed
4/30/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
22
Business age
New Business or 2 years or less
Industry
Limited-Service Restaurants
Funded by East West Bank · Lender record →
Your business? Claim this record · Request removal
Maryland Food, LLC in Reisterstown, MD — $956K (2020) · The Bancorp Bank National Association
Program
Preferred Lenders Program
Rate at approval
7% fixed
Term
125 months
SBA guaranteed
$717K (75%)
Approval → funding
70 days
Approved
4/21/2020
First disbursed
6/30/2020
Loan status
Paid in full (2/29/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
37
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by The Bancorp Bank National Association · Lender record →
Your business? Claim this record · Request removal

Buying a Checkers in Maryland? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Checkers loans with a Maryland project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Checkers purchase in Maryland with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Maryland deals. East West Bank funds the most here. CapBench is not a lender.

$1.1M typical Checkers loan
3 lenders active in Maryland
4+ funded Maryland deals
47 days typical to fund

Buyers buying a Checkers in Maryland typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Checkers lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-23.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/checkers/maryland
API:: https://www.capbench.com/api/public/lenders?franchise=checkers&state=MD
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.