Food & Restaurants · lender intelligence
How to finance a Chicken Express in Texas
The SBA 7(a) lenders funding the most Chicken Express deals in Texas, from public loan records — typical Chicken Express loan about $2.4M. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Chicken Express in Texas
$2.40M
Typical loan
range $2.20M–$2.40M
$2.67M
Est. purchase price
≈ loan ÷ 90%
$367,513
Cash to close
$266,556 down + fees
$31,042/mo
Typical payment
~9.5% · 10yr
$428,380/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
157 days
Typical time to fund
4
Lenders competing
more = leverage
5.71%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Chicken Express in Texas
Ranked by funded Chicken Express loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.2 loans · $0M · Grapevine, TXFull record →
- 2.318 loans · $229M · Osage Beach, MOFull record →
6+ funded Chicken Express in Texas deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- C-WAY LLC in Hereford, TX — $2.2M (2023) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 310 months
- SBA guaranteed
- $1.6M (75%)
- Approved
- 9/22/2023
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- CJR Lucky, Inc. in Navasota, TX — $2.6M (2022) · Titan Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 308 months
- SBA guaranteed
- $2.0M (75%)
- Approval → funding
- 32 days
- Approved
- 12/23/2021
- First disbursed
- 1/24/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 144
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Titan Bank, National Association
Your business? Claim this record · Request removal
- John Tate in Trophy Club, TX — $2.4M (2021) · Bank of the West
- Program
- Preferred Lenders Program
- Rate at approval
- 4.75% variable
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $1.8M (75%)
- Approved
- 9/30/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Individual
- Jobs supported
- 6
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Bank of the West · Lender record →
Your business? Claim this record · Request removal
- John Tate in Trophy Club, TX — $2.4M (2021) · Bank of the West
- Program
- Preferred Lenders Program
- Rate at approval
- 4.75% variable
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $1.8M (75%)
- Approved
- 9/30/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Individual
- Jobs supported
- 13
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Bank of the West · Lender record →
Your business? Claim this record · Request removal
- John Tate in Trophy Club, TX — $2.4M (2021) · Bank of the West
- Program
- Preferred Lenders Program
- Rate at approval
- 4.75% variable
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $1.8M (75%)
- Approved
- 9/30/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Individual
- Jobs supported
- 6
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Bank of the West · Lender record →
Your business? Claim this record · Request removal
- DLM TX Properties LLC in Fort Worth, TX — $1.8M (2021) · Community National Bank and Trust of Texas
- Program
- 7a General
- Rate at approval
- 4.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.6M (90%)
- Approval → funding
- 157 days
- Approved
- 6/4/2021
- First disbursed
- 11/8/2021
- Loan status
- Paid in full (9/30/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 21
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Community National Bank and Trust of Texas
Your business? Claim this record · Request removal
Buying a Chicken Express in Texas? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Chicken Express loans with a Texas project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Chicken Express purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. Bank of the West funds the most here. CapBench is not a lender.
- $2.4M typical Chicken Express loan
- 4 lenders active in Texas
- 6+ funded Texas deals
- 157 days typical to fund
Buyers buying a Chicken Express in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.