Food & Restaurants · lender intelligence
How to finance a Chip/Chip Cookies in Utah
The SBA 7(a) lenders funding the most Chip/Chip Cookies deals in Utah, from public loan records — typical Chip/Chip Cookies loan about $427K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Chip/Chip Cookies in Utah
$418K
Typical loan
range $374K–$499K
$464K
Est. purchase price
≈ loan ÷ 90%
$62,105
Cash to close
$46,433 down + fees
$5,408/mo
Typical payment
~9.5% · 10yr
$74,630/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
12 days
Typical time to fund
2
Lenders competing
more = leverage
10.08%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Chip/Chip Cookies in Utah
Ranked by funded Chip/Chip Cookies loans in Utah. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.23 loans · $21M · Greenwood Village, COFull record →
- 2.7 loans · $6M · Douglas, GAFull record →
3+ funded Chip/Chip Cookies in Utah deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Chip Cookies Pleasant View in Ogden, UT — $499K (2023) · First National Bank of Coffee County
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 108 mo (9 yrs)
- SBA guaranteed
- $374K (75%)
- Approval → funding
- 12 days
- Approved
- 2/22/2023
- First disbursed
- 3/6/2023
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by First National Bank of Coffee County · Lender record →
Your business? Claim this record · Request removal
- High Octane Holdings LLC in Spanish Fork, UT — $418K (2023) · Community Banks of Colorado, A Division of NBH Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 131 months
- SBA guaranteed
- $313K (75%)
- Approval → funding
- 24 days
- Approved
- 3/20/2023
- First disbursed
- 4/13/2023
- Loan status
- Paid in full (4/30/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Baked Goods Retailers
Funded by Community Banks of Colorado, A Division of NBH Bank · Lender record →
Your business? Claim this record · Request removal
- Cedar Chipper, Inc. in Cedar City, UT — $374K (2023) · Community Banks of Colorado, A Division of NBH Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 126 months
- SBA guaranteed
- $281K (75%)
- Approval → funding
- 4 days
- Approved
- 7/27/2023
- First disbursed
- 7/31/2023
- Loan status
- Paid in full (11/30/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Baked Goods Retailers
Funded by Community Banks of Colorado, A Division of NBH Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Chip/Chip Cookies in Utah? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Chip/Chip Cookies loans with a Utah project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Chip/Chip Cookies purchase in Utah with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Utah deals. Community Banks of Colorado, A Division of NBH Bank funds the most here. CapBench is not a lender.
- $427K typical Chip/Chip Cookies loan
- 2 lenders active in Utah
- 3+ funded Utah deals
- 12 days typical to fund
Buyers buying a Chip/Chip Cookies in Utah typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-21.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.