Food & Restaurants · lender intelligence
How to finance a Chocolate Bash in California
The SBA 7(a) lenders funding the most Chocolate Bash deals in California, from public loan records — typical Chocolate Bash loan about $398K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Chocolate Bash in California
$538K
Typical loan
range $398K–$538K
$598K
Est. purchase price
≈ loan ÷ 90%
$79,953
Cash to close
$59,778 down + fees
$6,962/mo
Typical payment
~9.5% · 10yr
$96,076/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
62 days
Typical time to fund
1
Lenders competing
more = leverage
10.75%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Chocolate Bash in California
Ranked by funded Chocolate Bash loans in California. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.149 loans · $135M · Mukwonago, WIFull record →
2+ funded Chocolate Bash in California deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Gorji Enterprises LLC in Los Angeles, CA — $538K (2025) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $404K (75%)
- Approval → funding
- 21 days
- Approved
- 9/26/2025
- First disbursed
- 10/17/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 9
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- TIM CROSS LLC. in Irvine, CA — $398K (2024) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $298K (75%)
- Approval → funding
- 62 days
- Approved
- 11/3/2023
- First disbursed
- 1/4/2024
- Loan status
- Paid in full (10/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Chocolate Bash in California? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Chocolate Bash loans with a California project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Chocolate Bash purchase in California with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded California deals. Citizens Bank funds the most here. CapBench is not a lender.
- $398K typical Chocolate Bash loan
- 1 lenders active in California
- 2+ funded California deals
- 62 days typical to fund
Buyers buying a Chocolate Bash in California typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.