Food & Restaurants · lender intelligence
How to finance a Cinnaholic in Alabama
The SBA 7(a) lenders funding the most Cinnaholic deals in Alabama, from public loan records — typical Cinnaholic loan about $300K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Cinnaholic in Alabama
$245K
Typical loan
range $245K–$245K
$272K
Est. purchase price
≈ loan ÷ 90%
$36,410
Cash to close
$27,222 down + fees
$3,586/mo
Typical payment
~12.5% · 10yr
$49,487/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
184 days
Typical time to fund
1
Lenders competing
more = leverage
7.5%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Cinnaholic in Alabama
Ranked by funded Cinnaholic loans in Alabama. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.3 loans · $1M · Birmingham, ALFull record →
1+ funded Cinnaholic in Alabama deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Hot and Fresh, LLC in Hoover, AL — $245K (2020) · BHM Bank
- Program
- 7a General
- Rate at approval
- 7.5% variable
- Term
- 126 months
- SBA guaranteed
- $184K (75%)
- Approval → funding
- 184 days
- Approved
- 11/29/2019
- First disbursed
- 5/31/2020
- Loan status
- Paid in full (12/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by BHM Bank · Lender record →
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Buying a Cinnaholic in Alabama? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Cinnaholic loans with a Alabama project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Cinnaholic purchase in Alabama with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Alabama deals. BHM Bank funds the most here. CapBench is not a lender.
- $300K typical Cinnaholic loan
- 1 lenders active in Alabama
- 1+ funded Alabama deals
- 184 days typical to fund
Buyers buying a Cinnaholic in Alabama typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.