Food & Restaurants · lender intelligence

How to finance a Clean Eatz in Illinois

State:

Arizona (2)Colorado (4)Connecticut (2)Delaware (1)Florida (7)Georgia (10)Indiana (3)Kentucky (1)Maine (1)Missouri (3)North Carolina (3)Ohio (5)

The SBA 7(a) lenders funding the most Clean Eatz deals in Illinois, from public loan records — typical Clean Eatz loan about $475K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Clean Eatz in Illinois

$437K

Typical loan

range $405K–$573K

$486K

Est. purchase price

≈ loan ÷ 90%

$64,944

Cash to close

$48,556 down + fees

$5,655/mo

Typical payment

~9.5% · 10yr

$78,039/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

28 days

Typical time to fund

Lenders competing

more = leverage

6.83%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Clean Eatz in Illinois

Ranked by funded Clean Eatz loans in Illinois. Tap a lender for its full record, or hit Get in touch for an introduction.

1.66 loans · $68M · Milford, IAFull record →
2.2,539 loans · $965M · Columbus, OHFull record →
3.1 loans · $0M · Palmyra, MOFull record →

6+ funded Clean Eatz in Illinois deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Clean Eatz Quincy in Quincy, IL — $586K (2024) · HOMEBANK
Program
7a General
Rate at approval
10% variable
Term
124 months
SBA guaranteed
$439K (75%)
Approval → funding
35 days
Approved
7/26/2024
First disbursed
8/30/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
16
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by HOMEBANK · Lender record →
Your business? Claim this record · Request removal
HG Enterprises, LLC in Belleville, IL — $573K (2023) · Heartland Bank and Trust Company
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$430K (75%)
Approval → funding
28 days
Approved
10/4/2022
First disbursed
11/1/2022
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Perishable Prepared Food Manufacturing
Funded by Heartland Bank and Trust Company
Your business? Claim this record · Request removal
HG Enterprises, LLC in Belleville, IL — $405K (2022) · United Community Bank
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
123 months
SBA guaranteed
$304K (75%)
Approved
3/23/2022
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
Smith's Clean Eating LLC in Orland Park, IL — $437K (2021) · United Community Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
125 months
SBA guaranteed
$328K (75%)
Approval → funding
93 days
Approved
10/30/2020
First disbursed
1/31/2021
Loan status
Paid in full (7/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
L & L Wellness LLC in Algonquin, IL — $419K (2021) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
82 months
SBA guaranteed
$377K (90%)
Approval → funding
4 days
Approved
9/26/2021
First disbursed
9/30/2021
Loan status
Failed — $348K charged off (9/17/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
20
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
L & L Wellness LLC in Mchenry, IL — $25K (2021) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6% variable
Term
81 months
SBA guaranteed
$19K (75%)
Approval → funding
4 days
Approved
9/26/2021
First disbursed
9/30/2021
Loan status
Failed — $24K charged off (3/13/2025)
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
Startup, Loan Funds will Open Business
Industry
Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Clean Eatz in Illinois? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Clean Eatz loans with a Illinois project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Clean Eatz purchase in Illinois with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Illinois deals. United Community Bank funds the most here. CapBench is not a lender.

$475K typical Clean Eatz loan
4 lenders active in Illinois
6+ funded Illinois deals
28 days typical to fund

Buyers buying a Clean Eatz in Illinois typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Clean Eatz lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/clean-eatz/illinois
API:: https://www.capbench.com/api/public/lenders?franchise=clean-eatz&state=IL
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.