How to finance a Closets by Design in Florida

State:

The SBA 7(a) lenders funding the most Closets by Design deals in Florida, from public loan records — typical Closets by Design loan about $400K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Closets by Design in Florida

$1.62M

Typical loan

range $400K–$1.77M

$1.80M

Est. purchase price

≈ loan ÷ 90%

$247,749

Cash to close

$180,278 down + fees

$20,995/mo

Typical payment

~9.5% · 10yr

$289,731/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

29 days

Typical time to fund

Lenders competing

more = leverage

8.84%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Closets by Design in Florida

Ranked by funded Closets by Design loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.

1.105 loans · $51M · Fitzgerald, GAFull record →
2.34 loans · $57M · Charlotte, NCFull record →

3+ funded Closets by Design in Florida deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Custom Closet Creations of South Florida, LLC in Pompano Beach, FL — $1.6M (2025) · Bank of America, National Association
Program
Preferred Lenders Program
Rate at approval
6.68% fixed
Term
101 months
SBA guaranteed
$1.2M (75%)
Approval → funding
29 days
Approved
7/21/2025
First disbursed
8/19/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
50
Business age
Existing or more than 2 years old
Industry
Other Building Finishing Contractors
Funded by Bank of America, National Association · Lender record →
Your business? Claim this record · Request removal
Tallahassee Closets LLC in Tallahassee, FL — $400K (2025) · Colony Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$300K (75%)
Approval → funding
190 days
Approved
3/24/2025
First disbursed
9/30/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
16
Business age
Startup, Loan Funds will Open Business
Industry
Residential Remodelers
Funded by Colony Bank · Lender record →
Your business? Claim this record · Request removal
Custom Closet Creations of South Florida, LLC in Pompano Beach, FL — $1.8M (2023) · Truist Bank
Program
Preferred Lenders Program
Rate at approval
9.6% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$1.3M (75%)
Approval → funding
12 days
Approved
7/19/2023
First disbursed
7/31/2023
Loan status
Paid in full (8/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
New Business or 2 years or less
Industry
Residential Remodelers
Funded by Truist Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Closets by Design in Florida? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Closets by Design loans with a Florida project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Closets by Design purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. Colony Bank funds the most here. CapBench is not a lender.

$400K typical Closets by Design loan
3 lenders active in Florida
3+ funded Florida deals
29 days typical to fund

Buyers buying a Closets by Design in Florida typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Closets by Design lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-19.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/closets-by-design/florida
API:: https://www.capbench.com/api/public/lenders?franchise=closets-by-design
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.