Food & Restaurants · lender intelligence
How to finance a Cold Stone Creamery in Delaware
The SBA 7(a) lenders funding the most Cold Stone Creamery deals in Delaware, from public loan records — typical Cold Stone Creamery loan about $353K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Cold Stone Creamery in Delaware
$576K
Typical loan
range $440K–$576K
$640K
Est. purchase price
≈ loan ÷ 90%
$85,600
Cash to close
$64,000 down + fees
$7,453/mo
Typical payment
~9.5% · 10yr
$102,851/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
34 days
Typical time to fund
2
Lenders competing
more = leverage
7.58%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Cold Stone Creamery in Delaware
Ranked by funded Cold Stone Creamery loans in Delaware. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.128 loans · $40M · Wilmington, DEFull record →
- 2.1,927 loans · $207M · Buffalo, NYFull record →
2+ funded Cold Stone Creamery in Delaware deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Too Sweet Treats LLC in Milford, DE — $440K (2026) · Manufacturers and Traders Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $330K (75%)
- Approved
- 3/23/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
- Pooja Ranjit Savory LLC in Newark, DE — $576K (2024) · PNC Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.9% fixed
- Term
- 121 months
- SBA guaranteed
- $432K (75%)
- Approval → funding
- 34 days
- Approved
- 8/13/2024
- First disbursed
- 9/16/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by PNC Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Buying a Cold Stone Creamery in Delaware? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Cold Stone Creamery loans with a Delaware project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Cold Stone Creamery purchase in Delaware with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Delaware deals. PNC Bank, National Association funds the most here. CapBench is not a lender.
- $353K typical Cold Stone Creamery loan
- 2 lenders active in Delaware
- 2+ funded Delaware deals
- 34 days typical to fund
Buyers buying a Cold Stone Creamery in Delaware typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.