Food & Restaurants · lender intelligence
How to finance a Cookie Co. in Texas
The SBA 7(a) lenders funding the most Cookie Co. deals in Texas, from public loan records — typical Cookie Co. loan about $255K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Cookie Co. in Texas
$349K
Typical loan
range $255K–$349K
$388K
Est. purchase price
≈ loan ÷ 90%
$51,866
Cash to close
$38,778 down + fees
$4,807/mo
Typical payment
~11% · 10yr
$66,337/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
22 days
Typical time to fund
2
Lenders competing
more = leverage
8.38%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Cookie Co. in Texas
Ranked by funded Cookie Co. loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
2+ funded Cookie Co. in Texas deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- PMAC FRANCHISING, LLC in Austin, TX — $349K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 89 months
- SBA guaranteed
- $262K (75%)
- Approval → funding
- 5 days
- Approved
- 1/5/2023
- First disbursed
- 1/10/2023
- Loan status
- Failed — $332K charged off (9/16/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Dough Makers Texas, LLC in Frisco, TX — $255K (2022) · TBK Bank, SSB
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.5% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $128K (50%)
- Approval → funding
- 22 days
- Approved
- 7/20/2022
- First disbursed
- 8/11/2022
- Loan status
- Paid in full (11/30/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Cookie and Cracker Manufacturing
Funded by TBK Bank, SSB
Your business? Claim this record · Request removal
Buying a Cookie Co. in Texas? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Cookie Co. loans with a Texas project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Cookie Co. purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. The Huntington National Bank funds the most here. CapBench is not a lender.
- $255K typical Cookie Co. loan
- 2 lenders active in Texas
- 2+ funded Texas deals
- 22 days typical to fund
Buyers buying a Cookie Co. in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-19.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.