Automotive · lender intelligence
How to finance a Costa Oil in Florida
The SBA 7(a) lenders funding the most Costa Oil deals in Florida, from public loan records — typical Costa Oil loan about $251K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Costa Oil in Florida
$217K
Typical loan
range $217K–$217K
$241K
Est. purchase price
≈ loan ÷ 90%
$32,249
Cash to close
$24,111 down + fees
$3,176/mo
Typical payment
~12.5% · 10yr
$43,829/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
9 days
Typical time to fund
1
Lenders competing
more = leverage
11.5%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Costa Oil in Florida
Ranked by funded Costa Oil loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.
No directory lender has enough Costa Oil loans in Florida to rank yet. See Costa Oil lenders nationwide →
1+ funded Costa Oil in Florida deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Grace Stone Corporation in Palm Harbor, FL — $217K (2024) · Community Bank & Trust-West Georgia
- Program
- 7a General
- Rate at approval
- 11.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $163K (75%)
- Approval → funding
- 9 days
- Approved
- 5/7/2024
- First disbursed
- 5/16/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Automotive Oil Change and Lubrication Shops
Funded by Community Bank & Trust-West Georgia
Your business? Claim this record · Request removal
Buying a Costa Oil in Florida? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Costa Oil loans with a Florida project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Costa Oil purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. CapBench is not a lender.
- $251K typical Costa Oil loan
- 1 lenders active in Florida
- 1+ funded Florida deals
- 9 days typical to fund
Buyers buying a Costa Oil in Florida typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.