Automotive · lender intelligence
How to finance a Cottman Transmission and Total Auto Care in Kentucky
The SBA 7(a) lenders funding the most Cottman Transmission and Total Auto Care deals in Kentucky, from public loan records — typical Cottman Transmission and Total Auto Care loan about $1.4M. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Cottman Transmission and Total Auto Care in Kentucky
$1.38M
Typical loan
range $1.38M–$1.38M
$1.54M
Est. purchase price
≈ loan ÷ 90%
$210,840
Cash to close
$153,689 down + fees
$17,898/mo
Typical payment
~9.5% · 10yr
$246,992/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
13 days
Typical time to fund
1
Lenders competing
more = leverage
6.25%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Cottman Transmission and Total Auto Care in Kentucky
Ranked by funded Cottman Transmission and Total Auto Care loans in Kentucky. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.20 loans · $21M · Miami, FLFull record →
1+ funded Cottman Transmission and Total Auto Care in Kentucky deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Transmission Specialists, Inc. in Louisville, KY — $1.4M (2022) · Banesco USA
- Program
- Preferred Lenders Program
- Rate at approval
- 6.25% variable
- Term
- 198 months
- SBA guaranteed
- $1.0M (75%)
- Approval → funding
- 13 days
- Approved
- 6/17/2022
- First disbursed
- 6/30/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Existing or more than 2 years old
- Industry
- General Automotive Repair
Funded by Banesco USA · Lender record →
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Buying a Cottman Transmission and Total Auto Care in Kentucky? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded Cottman Transmission and Total Auto Care loans with a Kentucky project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Cottman Transmission and Total Auto Care purchase in Kentucky with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Kentucky deals. Banesco USA funds the most here. CapBench is not a lender.
- $1.4M typical Cottman Transmission and Total Auto Care loan
- 1 lenders active in Kentucky
- 1+ funded Kentucky deals
- 13 days typical to fund
Buyers buying a Cottman Transmission and Total Auto Care in Kentucky typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
Next steps
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-04.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Canonical:
- https://www.capbench.com/lenders/franchise/cottman-transmission-and-total-auto-care/kentucky
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.