How to finance a Cousins Maine Lobster in New York

State:

Florida (2)South Carolina (1)Wisconsin (1)

The SBA 7(a) lenders funding the most Cousins Maine Lobster deals in New York, from public loan records — typical Cousins Maine Lobster loan about $450K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Cousins Maine Lobster in New York

$520K

Typical loan

range $520K–$520K

$578K

Est. purchase price

≈ loan ÷ 90%

$77,278

Cash to close

$57,778 down + fees

$6,729/mo

Typical payment

~9.5% · 10yr

$92,860/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

Lenders competing

more = leverage

10.25%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Cousins Maine Lobster in New York

Ranked by funded Cousins Maine Lobster loans in New York. Tap a lender for its full record, or hit Get in touch for an introduction.

No directory lender has enough Cousins Maine Lobster loans in New York to rank yet. See Cousins Maine Lobster lenders nationwide →

1+ funded Cousins Maine Lobster in New York deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Cousins New York Truck Inc. in Astoria, NY — $520K (2026) · Brooklyn Cooperative FCU
Program
7a General
Rate at approval
10.25% variable
Term
79 months
SBA guaranteed
$390K (75%)
Approved
2/20/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Existing or more than 2 years old
Industry
Mobile Food Services
Funded by Brooklyn Cooperative FCU
Your business? Claim this record · Request removal

Buying a Cousins Maine Lobster in New York? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Cousins Maine Lobster loans with a New York project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Cousins Maine Lobster purchase in New York with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded New York deals. CapBench is not a lender.

$450K typical Cousins Maine Lobster loan
1 lenders active in New York
1+ funded New York deals

Buyers buying a Cousins Maine Lobster in New York typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Cousins Maine Lobster lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-01.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/cousins-maine-lobster/new-york
API:: https://www.capbench.com/api/public/lenders?franchise=cousins-maine-lobster&state=NY
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.