Franchise · lender intelligence
How to finance a Culligan in California
The SBA 7(a) lenders funding the most Culligan deals in California, from public loan records — typical Culligan loan about $534K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Culligan in California
$3.34M
Typical loan
range $3.34M–$3.34M
$3.71M
Est. purchase price
≈ loan ÷ 90%
$511,986
Cash to close
$370,633 down + fees
$43,163/mo
Typical payment
~9.5% · 10yr
$595,649/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
69 days
Typical time to fund
1
Lenders competing
more = leverage
3.3%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Culligan in California
Ranked by funded Culligan loans in California. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.16 loans · $18M · Chicago, ILFull record →
1+ funded Culligan in California deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Ising Properties LLC in Livermore, CA — $3.3M (2021) · BMO Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 3.3% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.5M (75%)
- Approval → funding
- 69 days
- Approved
- 12/1/2020
- First disbursed
- 2/8/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Bottled Water Manufacturing
Funded by BMO Bank National Association · Lender record →
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Buying a Culligan in California? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Culligan loans with a California project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Culligan purchase in California with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded California deals. BMO Bank National Association funds the most here. CapBench is not a lender.
- $534K typical Culligan loan
- 1 lenders active in California
- 1+ funded California deals
- 69 days typical to fund
Buyers buying a Culligan in California typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-23.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.