Fitness & Recreation · lender intelligence

How to finance a D1T raining in California

State:

The SBA 7(a) lenders funding the most D1T raining deals in California, from public loan records — typical D1T raining loan about $586K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance D1T raining in California

$524K

Typical loan

range $40K–$697K

$582K

Est. purchase price

≈ loan ÷ 90%

$77,872

Cash to close

$58,222 down + fees

$6,780/mo

Typical payment

~9.5% · 10yr

$93,564/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

19 days

Typical time to fund

Lenders competing

more = leverage

10.87%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with D1T raining in California

Ranked by funded D1T raining loans in California. Tap a lender for its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.112 loans · $112M · Irving, TXFull record →
3.1,025 loans · $292M · Berkeley Heights, NJFull record →

13+ funded D1T raining in California deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

GameChanger Performance, Inc. in Corona, CA — $563K (2026) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$422K (75%)
Approval → funding
35 days
Approved
11/13/2025
First disbursed
12/18/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Startup, Loan Funds will Open Business
Industry
Sports and Recreation Instruction
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Sea King Worldwide LLC in Costa Mesa, CA — $524K (2026) · VelocitySBA, LLC
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
126 months
SBA guaranteed
$393K (75%)
Approved
12/30/2025
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by VelocitySBA, LLC · Lender record →
Your business? Claim this record · Request removal
GameChanger Performance, Inc. in Corona, CA — $50K (2026) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approved
11/13/2025
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Startup, Loan Funds will Open Business
Industry
Sports and Recreation Instruction
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Truth Holdings LLC in Stevenson Ranch, CA — $1.1M (2024) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$842K (75%)
Approved
7/3/2024
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
SKIT Holdings, LLC in Roseville, CA — $944K (2024) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$708K (75%)
Approval → funding
2 days
Approved
10/24/2023
First disbursed
10/26/2023
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Trifectness Inc in Temecula, CA — $766K (2024) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$575K (75%)
Approval → funding
19 days
Approved
2/29/2024
First disbursed
3/19/2024
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
13
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Kyng Shyp LLC in Petaluma, CA — $500K (2024) · Readycap Lending, LLC
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
115 months
SBA guaranteed
$375K (75%)
Approval → funding
92 days
Approved
4/17/2024
First disbursed
7/18/2024
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
New Business or 2 years or less
Industry
Sports and Recreation Instruction
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
Trifectness Inc in Temecula, CA — $30K (2024) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$15K (50%)
Approval → funding
158 days
Approved
2/29/2024
First disbursed
8/5/2024
Loan status
Delinquent
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
13
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Truth Holdings LLC in Stevenson Ranch, CA — $25K (2024) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approved
7/3/2024
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
LOOP Enterprises LLC in Rancho Cucamonga, CA — $697K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$523K (75%)
Approval → funding
2 days
Approved
8/21/2023
First disbursed
8/23/2023
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Startup, Loan Funds will Open Business
Industry
Sports and Recreation Instruction
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Go Time Fitness, LLC in Huntington Beach, CA — $605K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
132 mo (11 yrs)
SBA guaranteed
$453K (75%)
Approval → funding
6 days
Approved
7/27/2023
First disbursed
8/2/2023
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
LOOP Enterprises LLC in Rancho Cucamonga, CA — $40K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$20K (50%)
Approval → funding
17 days
Approved
8/21/2023
First disbursed
9/7/2023
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Startup, Loan Funds will Open Business
Industry
Sports and Recreation Instruction
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Go Time Fitness, LLC in Huntington Beach, CA — $30K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$15K (50%)
Approved
7/27/2023
Loan status
Cancelled
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal

Buying a D1T raining in California? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded D1T raining loans with a California project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a D1T raining purchase in California with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded California deals. The Huntington National Bank funds the most here. CapBench is not a lender.

$586K typical D1T raining loan
3 lenders active in California
13+ funded California deals
19 days typical to fund

Buyers buying a D1T raining in California typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All D1T raining lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/d1t-raining/california
API:: https://www.capbench.com/api/public/lenders?franchise=d1t-raining
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.