Health & Medical · lender intelligence

How to finance a DRIPBaR in Virginia

State:

The SBA 7(a) lenders funding the most DRIPBaR deals in Virginia, from public loan records — typical DRIPBaR loan about $231K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance DRIPBaR in Virginia

$336K

Typical loan

range $40K–$390K

$373K

Est. purchase price

≈ loan ÷ 90%

$49,874

Cash to close

$37,289 down + fees

$4,623/mo

Typical payment

~11% · 10yr

$63,797/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

7 days

Typical time to fund

Lenders competing

more = leverage

9.72%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with DRIPBaR in Virginia

Ranked by funded DRIPBaR loans in Virginia. Tap a lender for its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.1,927 loans · $207M · Buffalo, NYFull record →
3.149 loans · $135M · Mukwonago, WIFull record →

8+ funded DRIPBaR in Virginia deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Drip Bar Midlothian LLC in Midlothian, VA — $336K (2024) · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
124 months
SBA guaranteed
$252K (75%)
Approval → funding
125 days
Approved
5/8/2024
First disbursed
9/10/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Offices of All Other Miscellaneous Health Practitioners
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
Shenandoah Health and Wellness, LLC in Winchester, VA — $393K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$294K (75%)
Approval → funding
7 days
Approved
8/31/2023
First disbursed
9/7/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
DripBar Reston, LLC in Reston, VA — $340K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$255K (75%)
Approval → funding
1 days
Approved
6/26/2023
First disbursed
6/27/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Cellular Hydration LLC in Stafford, VA — $140K (2023) · Manufacturers and Traders Trust Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.5% variable
Term
60 mo (5 yrs)
SBA guaranteed
$70K (50%)
Approval → funding
32 days
Approved
1/6/2023
First disbursed
2/7/2023
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
Food (Health) Supplement Retailers
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
Shenandoah Health and Wellness, LLC in Winchester, VA — $40K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$20K (50%)
Approval → funding
7 days
Approved
8/31/2023
First disbursed
9/7/2023
Loan status
Current
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
14
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
DripBar Reston, LLC in Reston, VA — $30K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$15K (50%)
Approved
6/26/2023
Loan status
Committed
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Drip Bar RVA, LLC in Richmond, VA — $390K (2022) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
6.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$293K (75%)
Approval → funding
2 days
Approved
4/18/2022
First disbursed
4/20/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Offices of All Other Miscellaneous Health Practitioners
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Drip Bar RVA, LLC in Richmond, VA — $30K (2022) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$15K (50%)
Approval → funding
17 days
Approved
4/18/2022
First disbursed
5/5/2022
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Offices of All Other Miscellaneous Health Practitioners
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal

Buying a DRIPBaR in Virginia? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded DRIPBaR loans with a Virginia project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a DRIPBaR purchase in Virginia with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Virginia deals. The Huntington National Bank funds the most here. CapBench is not a lender.

$231K typical DRIPBaR loan
3 lenders active in Virginia
8+ funded Virginia deals
7 days typical to fund

Buyers buying a DRIPBaR in Virginia typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All DRIPBaR lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/dripbar/virginia
API:: https://www.capbench.com/api/public/lenders?franchise=dripbar
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.