Fitness & Recreation · lender intelligence

How to finance a F45 Training in Indiana

State:

The SBA 7(a) lenders funding the most F45 Training deals in Indiana, from public loan records — typical F45 Training loan about $295K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance F45 Training in Indiana

$333K

Typical loan

range $260K–$395K

$370K

Est. purchase price

≈ loan ÷ 90%

$49,488

Cash to close

$37,000 down + fees

$4,587/mo

Typical payment

~11% · 10yr

$63,301/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

22 days

Typical time to fund

Lenders competing

more = leverage

6.21%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with F45 Training in Indiana

Ranked by funded F45 Training loans in Indiana. Tap a lender for its full record, or hit Get in touch for an introduction.

1.328 loans · $134M · Cleveland, OHFull record →
2.2,539 loans · $965M · Columbus, OHFull record →
3.16 loans · $6M · New Castle, INFull record →
4.2 loans · $0M · Ottawa, ILFull record →

6+ funded F45 Training in Indiana deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

P&L Fitness LLC in Muncie, IN — $395K (2022) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$296K (75%)
Approval → funding
2 days
Approved
2/23/2022
First disbursed
2/25/2022
Loan status
Paid in full (11/30/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
P&L Fitness LLC in Muncie, IN — $40K (2022) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$20K (50%)
Approved
2/23/2022
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Kilo Fit LLC in Fort Wayne, IN — $315K (2021) · First Federal Savings Bank
Program
7a General
Rate at approval
5.25% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$284K (90%)
Approval → funding
0 days
Approved
9/22/2021
First disbursed
9/22/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by First Federal Savings Bank · Lender record →
Your business? Claim this record · Request removal
North Fishers 45 LLC in Fishers, IN — $260K (2021) · purchase · Citizens State Bank of New Castle
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$195K (75%)
Approval → funding
9 days
Approved
6/21/2021
First disbursed
6/30/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Fitness and Recreational Sports Centers
If you were the buyer here
Est. deal size
$289K
Est. down payment (10%)
$29K
Est. cash at closing
$39K
Monthly payment
$2,822
Annual debt service
$34K
Cash flow needed (1.25×)
$42K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Citizens State Bank of New Castle · Lender record →
Your business? Claim this record · Request removal
Smartstreet Fitness LLC in Fishers, IN — $408K (2020) · KeyBank National Association
Program
Preferred Lenders Program
Rate at approval
7.25% variable
Term
126 months
SBA guaranteed
$306K (75%)
Approval → funding
22 days
Approved
10/9/2019
First disbursed
10/31/2019
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal
Smartstreet Fitness LLC in Greenwood, IN — $333K (2020) · KeyBank National Association
Program
Preferred Lenders Program
Rate at approval
7.25% variable
Term
126 months
SBA guaranteed
$250K (75%)
Approval → funding
22 days
Approved
10/9/2019
First disbursed
10/31/2019
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal

Buying a F45 Training in Indiana? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded F45 Training loans with a Indiana project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a F45 Training purchase in Indiana with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Indiana deals. KeyBank National Association funds the most here. CapBench is not a lender.

$295K typical F45 Training loan
4 lenders active in Indiana
6+ funded Indiana deals
22 days typical to fund

Buyers buying a F45 Training in Indiana typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All F45 Training lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/f45-training/indiana
API:: https://www.capbench.com/api/public/lenders?franchise=f45-training
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.