Food & Restaurants · lender intelligence
How to finance a Fatburger in Texas
The SBA 7(a) lenders funding the most Fatburger deals in Texas, from public loan records — typical Fatburger loan about $520K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Fatburger in Texas
$488K
Typical loan
range $480K–$520K
$542K
Est. purchase price
≈ loan ÷ 90%
$72,522
Cash to close
$54,222 down + fees
$6,315/mo
Typical payment
~9.5% · 10yr
$87,147/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
76 days
Typical time to fund
3
Lenders competing
more = leverage
7.42%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Fatburger in Texas
Ranked by funded Fatburger loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.60 loans · $40M · Clayton, MOFull record →
- 2.1,025 loans · $292M · Berkeley Heights, NJFull record →
- 3.168 loans · $205M · Fishers, INFull record →
3+ funded Fatburger in Texas deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Thomasville Enterprises LLC in Dallas, TX — $520K (2025) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 130 months
- SBA guaranteed
- $390K (75%)
- Approval → funding
- 7 days
- Approved
- 6/23/2025
- First disbursed
- 6/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
- Phuntoome LLC in Garland, TX — $480K (2022) · First Internet Bank of Indiana
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 125 months
- SBA guaranteed
- $360K (75%)
- Approval → funding
- 125 days
- Approved
- 3/25/2022
- First disbursed
- 7/28/2022
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 32
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by First Internet Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
- Fatburger of Allen Texas in Allen, TX — $488K (2021) · Midwest Regional Bank
- Program
- 7a General
- Rate at approval
- 6% variable
- Term
- 123 months
- SBA guaranteed
- $366K (75%)
- Approval → funding
- 76 days
- Approved
- 12/14/2020
- First disbursed
- 2/28/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 21
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by Midwest Regional Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Fatburger in Texas? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Fatburger loans with a Texas project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Fatburger purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. Midwest Regional Bank funds the most here. CapBench is not a lender.
- $520K typical Fatburger loan
- 3 lenders active in Texas
- 3+ funded Texas deals
- 76 days typical to fund
Buyers buying a Fatburger in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.