Food & Restaurants · lender intelligence
How to finance a Fazoli's in Texas
The SBA 7(a) lenders funding the most Fazoli's deals in Texas, from public loan records — typical Fazoli's loan about $1.1M. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Fazoli's in Texas
$155K
Typical loan
range $155K–$155K
$172K
Est. purchase price
≈ loan ÷ 90%
$23,035
Cash to close
$17,222 down + fees
$2,269/mo
Typical payment
~12.5% · 10yr
$31,312/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
23 days
Typical time to fund
1
Lenders competing
more = leverage
5.75%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Fazoli's in Texas
Ranked by funded Fazoli's loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.78 loans · $79M · New Orleans, LAFull record →
2+ funded Fazoli's in Texas deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Fazoli’s in College Station, TX — $155K (2021) · Gulf Coast Bank and Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 125 months
- SBA guaranteed
- $140K (90%)
- Approval → funding
- 23 days
- Approved
- 9/27/2021
- First disbursed
- 10/20/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 50
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Gulf Coast Bank and Trust Company · Lender record →
Your business? Claim this record · Request removal
- Fazoli’s in Waco, TX — $155K (2021) · Gulf Coast Bank and Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 125 months
- SBA guaranteed
- $140K (90%)
- Approval → funding
- 23 days
- Approved
- 9/27/2021
- First disbursed
- 10/20/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 50
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Gulf Coast Bank and Trust Company · Lender record →
Your business? Claim this record · Request removal
Buying a Fazoli's in Texas? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Fazoli's loans with a Texas project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Fazoli's purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. Gulf Coast Bank and Trust Company funds the most here. CapBench is not a lender.
- $1.1M typical Fazoli's loan
- 1 lenders active in Texas
- 2+ funded Texas deals
- 23 days typical to fund
Buyers buying a Fazoli's in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.