Food & Restaurants · lender intelligence
How to finance a Firehouse Subs in Utah
The SBA 7(a) lenders funding the most Firehouse Subs deals in Utah, from public loan records — typical Firehouse Subs loan about $389K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Firehouse Subs in Utah
$305K
Typical loan
range $249K–$359K
$339K
Est. purchase price
≈ loan ÷ 90%
$45,327
Cash to close
$33,889 down + fees
$4,201/mo
Typical payment
~11% · 10yr
$57,974/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
28 days
Typical time to fund
4
Lenders competing
more = leverage
5.4%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Firehouse Subs in Utah
Ranked by funded Firehouse Subs loans in Utah. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.618 loans · $171M · Salt Lake City, UTFull record →
- 2.42 loans · $48M · Los Angeles, CAFull record →
- 3.12 loans · $14M · Mobile, ALFull record →
5+ funded Firehouse Subs in Utah deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- CORNEJO RESTAURANT LLC in Provo, UT — $445K (2022) · America First FCU
- Program
- Preferred Lenders Program
- Rate at approval
- 7% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $334K (75%)
- Approved
- 7/22/2022
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 21
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by America First FCU
Your business? Claim this record · Request removal
- Firehouse Subs #969 West Valley City in West Valley City, UT — $305K (2022) · Centerstone SBA Lending, Inc.
- Program
- Preferred Lenders Program
- Rate at approval
- 2.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $229K (75%)
- Approval → funding
- 28 days
- Approved
- 4/22/2022
- First disbursed
- 5/20/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 13
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Centerstone SBA Lending, Inc. · Lender record →
Your business? Claim this record · Request removal
- Ignacious Endeavors, LLC in Logan, UT — $359K (2021) · Zions Bank, A Division of
- Program
- Preferred Lenders Program
- Rate at approval
- 5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $323K (90%)
- Approval → funding
- 1 days
- Approved
- 4/5/2021
- First disbursed
- 4/6/2021
- Loan status
- Paid in full (10/31/2021)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by Zions Bank, A Division of · Lender record →
Your business? Claim this record · Request removal
- Firehouse Subs 632 in Salt Lake City, UT — $249K (2021) · 22nd State Bank, A Division of 22nd State Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $224K (90%)
- Approval → funding
- 80 days
- Approved
- 8/13/2021
- First disbursed
- 11/1/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by 22nd State Bank, A Division of 22nd State Banking Company · Lender record →
Your business? Claim this record · Request removal
- Cedar Fire Inc in Cedar City, UT — $86K (2020) · Zions Bank, A Division of
- Program
- Preferred Lenders Program
- Rate at approval
- 6.25% variable
- Term
- 122 months
- SBA guaranteed
- $73K (85%)
- Approval → funding
- 8 days
- Approved
- 1/23/2020
- First disbursed
- 1/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Unanswered
- Industry
- Limited-Service Restaurants
Funded by Zions Bank, A Division of · Lender record →
Your business? Claim this record · Request removal
Buying a Firehouse Subs in Utah? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Firehouse Subs loans with a Utah project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Firehouse Subs purchase in Utah with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Utah deals. Zions Bank, A Division of funds the most here. CapBench is not a lender.
- $389K typical Firehouse Subs loan
- 4 lenders active in Utah
- 5+ funded Utah deals
- 28 days typical to fund
Buyers buying a Firehouse Subs in Utah typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.