Fitness & Recreation · lender intelligence
How to finance a Fitness Together in North Carolina
The SBA 7(a) lenders funding the most Fitness Together deals in North Carolina, from public loan records — typical Fitness Together loan about $126K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Fitness Together in North Carolina
$241K
Typical loan
range $241K–$241K
$268K
Est. purchase price
≈ loan ÷ 90%
$35,860
Cash to close
$26,811 down + fees
$3,532/mo
Typical payment
~12.5% · 10yr
$48,742/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
17 days
Typical time to fund
1
Lenders competing
more = leverage
7.25%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Fitness Together in North Carolina
Ranked by funded Fitness Together loans in North Carolina. Tap a lender for its full record, or hit Get in touch for an introduction.
No directory lender has enough Fitness Together loans in North Carolina to rank yet. See Fitness Together lenders nationwide →
1+ funded Fitness Together in North Carolina deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- JLM Fitness LLC in Charlotte, NC — $241K (2023) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.25% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $181K (75%)
- Approval → funding
- 17 days
- Approved
- 11/4/2022
- First disbursed
- 11/21/2022
- Loan status
- Paid in full (6/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- New Business or 2 years or less
- Industry
- Fitness and Recreational Sports Centers
Funded by Wells Fargo Bank National Association · Lender record →
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Buying a Fitness Together in North Carolina? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Fitness Together loans with a North Carolina project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Fitness Together purchase in North Carolina with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded North Carolina deals. CapBench is not a lender.
- $126K typical Fitness Together loan
- 1 lenders active in North Carolina
- 1+ funded North Carolina deals
- 17 days typical to fund
Buyers buying a Fitness Together in North Carolina typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-01.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.