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How to finance a Flowerama in Texas
The SBA 7(a) lenders funding the most Flowerama deals in Texas, from public loan records — typical Flowerama loan about $615K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Flowerama in Texas
$615K
Typical loan
range $50K–$615K
$683K
Est. purchase price
≈ loan ÷ 90%
$91,396
Cash to close
$68,333 down + fees
$7,958/mo
Typical payment
~9.5% · 10yr
$109,820/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
4 days
Typical time to fund
1
Lenders competing
more = leverage
6.75%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Flowerama in Texas
Ranked by funded Flowerama loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.54 loans · $15M · University Park, TXFull record →
2+ funded Flowerama in Texas deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Lion & Lily, LLC in San Antonio, TX — $615K (2022) · purchase · PlainsCapital Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $461K (75%)
- Approval → funding
- 4 days
- Approved
- 8/8/2022
- First disbursed
- 8/12/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Change of Ownership
- Industry
- Florists
If you were the buyer here
- Est. deal size
- $683K
- Est. down payment (10%)
- $68K
- Est. cash at closing
- $91K
- Monthly payment
- $7,062
- Annual debt service
- $85K
- Cash flow needed (1.25×)
- $106K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by PlainsCapital Bank · Lender record →
Your business? Claim this record · Request removal
- Lion & Lily, LLC in San Antonio, TX — $50K (2022) · PlainsCapital Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.75% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 4 days
- Approved
- 8/8/2022
- First disbursed
- 8/12/2022
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Florists
Funded by PlainsCapital Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Flowerama in Texas? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Flowerama loans with a Texas project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Flowerama purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. PlainsCapital Bank funds the most here. CapBench is not a lender.
- $615K typical Flowerama loan
- 1 lenders active in Texas
- 2+ funded Texas deals
- 4 days typical to fund
Buyers buying a Flowerama in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.