Hotels & Lodging · lender intelligence

How to finance a Four Points by Sheraton

State:

The SBA 7(a) lenders funding the most Four Points by Sheraton deals, ranked from public loan records — typical Four Points by Sheraton loan about $5.0M. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Four Points by Sheraton

$5.00M

Typical loan

range $5.00M–$5.00M

$5.56M

Est. purchase price

≈ loan ÷ 90%

$768,681

Cash to close

$555,556 down + fees

$64,699/mo

Typical payment

~9.5% · 10yr

$892,846/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

15 days

Typical time to fund

Lenders competing

more = leverage

7.3%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Four Points by Sheraton

Ranked by funded Four Points by Sheraton loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.1 loans · $0M · Ooltewah, TNFull record →
2.44 loans · $52M · Wallis, TXFull record →
3.83 loans · $143M · Los Angeles, CAFull record →
4.3 loans · $6M · Kingwood, TXFull record →

5+ funded Four Points by Sheraton deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Radisson Hotel in Romulus, MI — $5.0M (2024) · purchase · Open Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$3.8M (75%)
Approval → funding
15 days
Approved
5/21/2024
First disbursed
6/5/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
36
Business age
Change of Ownership
Industry
Hotels (except Casino Hotels) and Motels
If you were the buyer here
Est. deal size
$5.6M
Est. down payment (10%)
$556K
Est. cash at closing
$769K
Monthly payment
$43,685
Annual debt service
$524K
Cash flow needed (1.25×)
$655K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Open Bank · Lender record →
Your business? Claim this record · Request removal
Shivva Hospitality, LLC in Mount Prospect, IL — $5.0M (2023) · Millennium Bank
Program
7a General
Rate at approval
10.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$3.8M (75%)
Approval → funding
8 days
Approved
9/27/2023
First disbursed
10/5/2023
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
15
Business age
Existing or more than 2 years old
Industry
Hotels (except Casino Hotels) and Motels
Funded by Millennium Bank · Lender record →
Your business? Claim this record · Request removal
FNC Holdings LLC in Omaha, NE — $5.0M (2021) · Millennium Bank
Program
7a General
Rate at approval
5.25% variable
Term
251 months
SBA guaranteed
$3.6M (73%)
Approval → funding
1 days
Approved
2/25/2021
First disbursed
2/26/2021
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
30
Business age
Existing or more than 2 years old
Industry
Hotels (except Casino Hotels) and Motels
Funded by Millennium Bank · Lender record →
Your business? Claim this record · Request removal
GOPAL GOVIND ENTERPRISES, INC. in Galveston, TX — $5.0M (2021) · Wallis Bank
Program
Preferred Lenders Program
Rate at approval
5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.9M (39%)
Approved
3/1/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
25
Business age
Existing or more than 2 years old
Industry
Hotels (except Casino Hotels) and Motels
Funded by Wallis Bank · Lender record →
Your business? Claim this record · Request removal
ANZ Scranton LLC in Scranton, PA — $5.0M (2020) · purchase · The MINT National Bank
Program
Preferred Lenders Program
Rate at approval
6.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$3.8M (75%)
Approval → funding
23 days
Approved
1/8/2020
First disbursed
1/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
30
Business age
Change of Ownership
Industry
Hotels (except Casino Hotels) and Motels
If you were the buyer here
Est. deal size
$5.6M
Est. down payment (10%)
$556K
Est. cash at closing
$769K
Monthly payment
$33,760
Annual debt service
$405K
Cash flow needed (1.25×)
$506K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The MINT National Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Four Points by Sheraton? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Four Points by Sheraton businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Four Points by Sheraton purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Millennium Bank funds the most. CapBench is not a lender.

$5.0M typical Four Points by Sheraton loan
4 lenders fund the brand
15 days typical to fund

Buyers researching a Four Points by Sheraton typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Four Points by Sheraton record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/four-points-by-sheraton
API:: https://www.capbench.com/api/public/lenders?franchise=four-points-by-sheraton
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.