Food & Restaurants · lender intelligence
How to finance a Gigi's Cupcakes in Florida
The SBA 7(a) lenders funding the most Gigi's Cupcakes deals in Florida, from public loan records — typical Gigi's Cupcakes loan about $297K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Gigi's Cupcakes in Florida
$315K
Typical loan
range $315K–$315K
$350K
Est. purchase price
≈ loan ÷ 90%
$46,813
Cash to close
$35,000 down + fees
$4,339/mo
Typical payment
~11% · 10yr
$59,878/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
30 days
Typical time to fund
1
Lenders competing
more = leverage
6%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Gigi's Cupcakes in Florida
Ranked by funded Gigi's Cupcakes loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.
No directory lender has enough Gigi's Cupcakes loans in Florida to rank yet. See Gigi's Cupcakes lenders nationwide →
1+ funded Gigi's Cupcakes in Florida deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- GIGI CUPCAKES TAMPA in Tampa, FL — $315K (2022) · purchase · Newtek Small Business Finance, Inc.
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $236K (75%)
- Approval → funding
- 30 days
- Approved
- 3/7/2022
- First disbursed
- 4/6/2022
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 15
- Business age
- Change of Ownership
- Industry
- Snack and Nonalcoholic Beverage Bars
If you were the buyer here
- Est. deal size
- $350K
- Est. down payment (10%)
- $35K
- Est. cash at closing
- $47K
- Monthly payment
- $3,497
- Annual debt service
- $42K
- Cash flow needed (1.25×)
- $52K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Newtek Small Business Finance, Inc.
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Buying a Gigi's Cupcakes in Florida? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Gigi's Cupcakes loans with a Florida project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Gigi's Cupcakes purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. CapBench is not a lender.
- $297K typical Gigi's Cupcakes loan
- 1 lenders active in Florida
- 1+ funded Florida deals
- 30 days typical to fund
Buyers buying a Gigi's Cupcakes in Florida typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-02.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.