Food & Restaurants · lender intelligence

How to finance a Goodcents in Missouri

State:

Kansas (6)Minnesota (1)Oklahoma (1)South Dakota (1)

The SBA 7(a) lenders funding the most Goodcents deals in Missouri, from public loan records — typical Goodcents loan about $300K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Goodcents in Missouri

$300K

Typical loan

range $300K–$800K

$333K

Est. purchase price

≈ loan ÷ 90%

$44,583

Cash to close

$33,333 down + fees

$4,133/mo

Typical payment

~11% · 10yr

$57,035/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

311 days

Typical time to fund

Lenders competing

more = leverage

9.25%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Goodcents in Missouri

Ranked by funded Goodcents loans in Missouri. Tap a lender for its full record, or hit Get in touch for an introduction.

1.60 loans · $40M · Clayton, MOFull record →

4+ funded Goodcents in Missouri deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Arch City Investment Group in Maryland Heights, MO — $300K (2025) · New Frontier Bank
Program
7a General
Rate at approval
9.5% variable
Term
84 mo (7 yrs)
SBA guaranteed
$225K (75%)
Approved
8/22/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by New Frontier Bank
Your business? Claim this record · Request removal
Arch City Investment Group in Saint Peters, MO — $300K (2025) · New Frontier Bank
Program
7a General
Rate at approval
9.5% fixed
Term
84 mo (7 yrs)
SBA guaranteed
$225K (75%)
Approval → funding
29 days
Approved
3/26/2025
First disbursed
4/24/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by New Frontier Bank
Your business? Claim this record · Request removal
Arch City Investment Group in Maryland Heights, MO — $800K (2024) · New Frontier Bank
Program
7a General
Rate at approval
10.5% variable
Term
72 mo (6 yrs)
SBA guaranteed
$600K (75%)
Approved
8/7/2024
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by New Frontier Bank
Your business? Claim this record · Request removal
Goodcents Chesterfield in Chesterfield, MO — $213K (2020) · purchase · Midwest Regional Bank
Program
7a General
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$181K (85%)
Approval → funding
311 days
Approved
1/24/2020
First disbursed
11/30/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
11
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$237K
Est. down payment (10%)
$24K
Est. cash at closing
$32K
Monthly payment
$2,528
Annual debt service
$30K
Cash flow needed (1.25×)
$38K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Midwest Regional Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Goodcents in Missouri? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Goodcents loans with a Missouri project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Goodcents purchase in Missouri with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Missouri deals. Midwest Regional Bank funds the most here. CapBench is not a lender.

$300K typical Goodcents loan
2 lenders active in Missouri
4+ funded Missouri deals
311 days typical to fund

Buyers buying a Goodcents in Missouri typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Goodcents lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-23.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/goodcents/missouri
API:: https://www.capbench.com/api/public/lenders?franchise=goodcents&state=MO
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.