Food & Restaurants · lender intelligence

How to finance a Guthrie's in Georgia

State:

The SBA 7(a) lenders funding the most Guthrie's deals in Georgia, from public loan records — typical Guthrie's loan about $657K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Guthrie's in Georgia

$1.02M

Typical loan

range $593K–$1.07M

$1.13M

Est. purchase price

≈ loan ÷ 90%

$155,211

Cash to close

$113,189 down + fees

$13,182/mo

Typical payment

~9.5% · 10yr

$181,912/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

10 days

Typical time to fund

Lenders competing

more = leverage

8.25%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Guthrie's in Georgia

Ranked by funded Guthrie's loans in Georgia. Tap a lender for its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.32 loans · $54M · Tupelo, MSFull record →

4+ funded Guthrie's in Georgia deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Silverback Chick, LLC in Senoia, GA — $593K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$444K (75%)
Approval → funding
10 days
Approved
6/23/2023
First disbursed
7/3/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
34
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Silverback Chick, LLC in Senoia, GA — $50K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approved
6/23/2023
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
34
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Southern Deli Peachtree City LLC in Peachtree City, GA — $1.1M (2021) · Renasant Bank
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$965K (90%)
Approved
8/11/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
170
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Renasant Bank · Lender record →
Your business? Claim this record · Request removal
Southern Deli-Fayetteville, LLC in Fayetteville, GA — $1.0M (2021) · Renasant Bank
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$917K (90%)
Approved
8/11/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
170
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Renasant Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Guthrie's in Georgia? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Guthrie's loans with a Georgia project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Guthrie's purchase in Georgia with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Georgia deals. The Huntington National Bank funds the most here. CapBench is not a lender.

$657K typical Guthrie's loan
2 lenders active in Georgia
4+ funded Georgia deals
10 days typical to fund

Buyers buying a Guthrie's in Georgia typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Guthrie's lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/guthrie-s/georgia
API:: https://www.capbench.com/api/public/lenders?franchise=guthrie-s&state=GA
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.