Food & Restaurants · lender intelligence
How to finance a H & H Bagels in Florida
The SBA 7(a) lenders funding the most H & H Bagels deals in Florida, from public loan records — typical H & H Bagels loan about $881K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance H & H Bagels in Florida
$881K
Typical loan
range $766K–$881K
$979K
Est. purchase price
≈ loan ÷ 90%
$134,230
Cash to close
$97,889 down + fees
$11,400/mo
Typical payment
~9.5% · 10yr
$157,320/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
86 days
Typical time to fund
2
Lenders competing
more = leverage
9.38%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with H & H Bagels in Florida
Ranked by funded H & H Bagels loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1 loans · $1M · Orlando, FLFull record →
- 2.318 loans · $229M · Osage Beach, MOFull record →
2+ funded H & H Bagels in Florida deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- KSA Walsh LLC in Altamonte Springs, FL — $766K (2026) · One Florida Bank
- Program
- 7a General
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $575K (75%)
- Approved
- 11/14/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by One Florida Bank · Lender record →
Your business? Claim this record · Request removal
- H&H BAGELS in Eastchester, FL — $881K (2025) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $661K (75%)
- Approval → funding
- 86 days
- Approved
- 1/28/2025
- First disbursed
- 4/24/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
Buying a H & H Bagels in Florida? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded H & H Bagels loans with a Florida project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a H & H Bagels purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. One Florida Bank funds the most here. CapBench is not a lender.
- $881K typical H & H Bagels loan
- 2 lenders active in Florida
- 2+ funded Florida deals
- 86 days typical to fund
Buyers buying a H & H Bagels in Florida typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.