Retail & Shops · lender intelligence

How to finance a Half Baked in Texas

The SBA 7(a) lenders funding the most Half Baked deals in Texas, from public loan records — typical Half Baked loan about $213K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Half Baked in Texas

$213K

Typical loan

range $50K–$213K

$236K

Est. purchase price

≈ loan ÷ 90%

$31,580

Cash to close

$23,611 down + fees

$3,110/mo

Typical payment

~12.5% · 10yr

$42,918/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

20 days

Typical time to fund

Lenders competing

more = leverage

8.8%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Half Baked in Texas

Ranked by funded Half Baked loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.

1.23 loans · $10M · Jackson, MSFull record →

4+ funded Half Baked in Texas deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Red Home Enterprises, LLC in Cypress, TX — $213K (2024) · Trustmark Bank
Program
Preferred Lenders Program
Rate at approval
8.68% variable
Term
120 mo (10 yrs)
SBA guaranteed
$159K (75%)
Approved
5/30/2024
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
New Business or 2 years or less
Industry
Baked Goods Retailers
Funded by Trustmark Bank · Lender record →
Your business? Claim this record · Request removal
Red Home Enterprises, LLC in Magnolia, TX — $213K (2024) · Trustmark Bank
Program
Preferred Lenders Program
Rate at approval
8.68% variable
Term
120 mo (10 yrs)
SBA guaranteed
$159K (75%)
Approval → funding
18 days
Approved
7/2/2024
First disbursed
7/20/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Baked Goods Retailers
Funded by Trustmark Bank · Lender record →
Your business? Claim this record · Request removal
Red Home Enterprises, LLC in Cypress, TX — $50K (2024) · Trustmark Bank
Program
Preferred Lenders Program
Rate at approval
8.91% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approved
5/31/2024
Loan status
Cancelled
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
12
Business age
Existing or more than 2 years old
Industry
Baked Goods Retailers
Funded by Trustmark Bank · Lender record →
Your business? Claim this record · Request removal
Red Home Enterprises, LLC in Magnolia, TX — $50K (2024) · Trustmark Bank
Program
Preferred Lenders Program
Rate at approval
8.91% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
20 days
Approved
7/2/2024
First disbursed
7/22/2024
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Baked Goods Retailers
Funded by Trustmark Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Half Baked in Texas? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Half Baked loans with a Texas project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Half Baked purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. Trustmark Bank funds the most here. CapBench is not a lender.

$213K typical Half Baked loan
1 lenders active in Texas
4+ funded Texas deals
20 days typical to fund

Buyers buying a Half Baked in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Half Baked lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/half-baked/texas
API:: https://www.capbench.com/api/public/lenders?franchise=half-baked
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.