Franchise · lender intelligence

How to finance a HAYES HANDPIECE in Vermont

The SBA 7(a) lenders funding the most HAYES HANDPIECE deals in Vermont, from public loan records — typical HAYES HANDPIECE loan about $25K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance HAYES HANDPIECE in Vermont

$25K

Typical loan

range $25K–$25K

$28K

Est. purchase price

≈ loan ÷ 90%

$3,578

Cash to close

$2,778 down + fees

$373/mo

Typical payment

~13% · 10yr

$5,147/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

Lenders competing

more = leverage

5.95%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with HAYES HANDPIECE in Vermont

Ranked by funded HAYES HANDPIECE loans in Vermont. Tap a lender for its full record, or hit Get in touch for an introduction.

1.2 loans · $1M · Saint Albans, VTFull record →

1+ funded HAYES HANDPIECE in Vermont deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

VT Dental Sales and Service, LLC in Saint Albans, VT — $25K (2022) · Peoples Trust Company of St. Albans
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.95% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approval → funding
0 days
Approved
4/4/2022
First disbursed
4/4/2022
Loan status
Current
Loan type
Revolving line
Collateral
Not required
Business type
Partnership
Jobs supported
1
Business age
Existing or more than 2 years old
Industry
Dental Equipment and Supplies Manufacturing
Funded by Peoples Trust Company of St. Albans · Lender record →
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Buying a HAYES HANDPIECE in Vermont? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded HAYES HANDPIECE loans with a Vermont project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a HAYES HANDPIECE purchase in Vermont with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Vermont deals. Peoples Trust Company of St. Albans funds the most here. CapBench is not a lender.

$25K typical HAYES HANDPIECE loan
1 lenders active in Vermont
1+ funded Vermont deals

Buyers buying a HAYES HANDPIECE in Vermont typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All HAYES HANDPIECE lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-02.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/hayes-handpiece/vermont
API:: https://www.capbench.com/api/public/lenders?franchise=hayes-handpiece&state=VT
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.