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How to finance a Hello Garage in California
The SBA 7(a) lenders funding the most Hello Garage deals in California, from public loan records — typical Hello Garage loan about $150K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Hello Garage in California
$134K
Typical loan
range $25K–$134K
$148K
Est. purchase price
≈ loan ÷ 90%
$19,106
Cash to close
$14,833 down + fees
$1,954/mo
Typical payment
~12.5% · 10yr
$26,965/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
4 days
Typical time to fund
1
Lenders competing
more = leverage
11%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Hello Garage in California
Ranked by funded Hello Garage loans in California. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.318 loans · $229M · Osage Beach, MOFull record →
2+ funded Hello Garage in California deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Kall-Den LLC in Palm Desert, CA — $134K (2023) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $100K (75%)
- Approval → funding
- 4 days
- Approved
- 7/10/2023
- First disbursed
- 7/14/2023
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Flooring Contractors
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- KALL-DEN LLC in Palm Desert, CA — $25K (2023) · First Bank of the Lake
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 4 days
- Approved
- 7/10/2023
- First disbursed
- 7/14/2023
- Loan status
- Delinquent
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- New Business or 2 years or less
- Industry
- Flooring Contractors
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
Buying a Hello Garage in California? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Hello Garage loans with a California project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Hello Garage purchase in California with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded California deals. First Bank of the Lake funds the most here. CapBench is not a lender.
- $150K typical Hello Garage loan
- 1 lenders active in California
- 2+ funded California deals
- 4 days typical to fund
Buyers buying a Hello Garage in California typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.