Home & Trade Services · lender intelligence

How to finance a iFoam in Texas

State:

The SBA 7(a) lenders funding the most iFoam deals in Texas, from public loan records — typical iFoam loan about $629K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance iFoam in Texas

$653K

Typical loan

range $50K–$679K

$726K

Est. purchase price

≈ loan ÷ 90%

$97,044

Cash to close

$72,556 down + fees

$8,450/mo

Typical payment

~9.5% · 10yr

$116,610/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

10 days

Typical time to fund

Lenders competing

more = leverage

9.85%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with iFoam in Texas

Ranked by funded iFoam loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.1 loans · $1M · Lincoln, NEFull record →

17+ funded iFoam in Texas deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

JRB Professional Services LLC in San Antonio, TX — $1.4M (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.0M (75%)
Approval → funding
19 days
Approved
5/19/2023
First disbursed
6/7/2023
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
15
Business age
Startup, Loan Funds will Open Business
Industry
Drywall and Insulation Contractors
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
SHEPHERD INTERNATIONAL INNOVATIONS, INC. in Spring, TX — $1.2M (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$870K (75%)
Approval → funding
8 days
Approved
5/3/2023
First disbursed
5/11/2023
Loan status
Delinquent
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
14
Business age
Startup, Loan Funds will Open Business
Industry
Drywall and Insulation Contractors
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
TBS Services LLC in Fort Worth, TX — $700K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$525K (75%)
Approval → funding
10 days
Approved
9/15/2023
First disbursed
9/25/2023
Loan status
Paid in full (6/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Drywall and Insulation Contractors
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Jedi Minds, Inc. in Buda, TX — $673K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$505K (75%)
Approval → funding
4 days
Approved
1/6/2023
First disbursed
1/10/2023
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Startup, Loan Funds will Open Business
Industry
Drywall and Insulation Contractors
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Whipple Home Services, LLC in Fort Worth, TX — $660K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$495K (75%)
Approval → funding
0 days
Approved
12/12/2022
First disbursed
12/12/2022
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Drywall and Insulation Contractors
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Becker Ventures LLC in Spring, TX — $654K (2023) · Pinnacle Bank
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
95 months
SBA guaranteed
$491K (75%)
Approval → funding
8 days
Approved
7/11/2023
First disbursed
7/19/2023
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Drywall and Insulation Contractors
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
Expect Everything LLC in Leander, TX — $653K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$490K (75%)
Approval → funding
6 days
Approved
6/14/2023
First disbursed
6/20/2023
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Drywall and Insulation Contractors
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Whipple Home Services, LLC in Fort Worth, TX — $50K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
23 days
Approved
12/12/2022
First disbursed
1/4/2023
Loan status
Delinquent
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Drywall and Insulation Contractors
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Jedi Minds, Inc. in Buda, TX — $50K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
6 days
Approved
1/6/2023
First disbursed
1/12/2023
Loan status
In workout — SBA bought the guarantee
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Startup, Loan Funds will Open Business
Industry
Drywall and Insulation Contractors
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
TBS Services LLC in Fort Worth, TX — $50K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
53 days
Approved
9/15/2023
First disbursed
11/7/2023
Loan status
Failed — $49K charged off (12/8/2025)
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Drywall and Insulation Contractors
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
SHEPHERD INTERNATIONAL INNOVATIONS, INC. in Spring, TX — $50K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
20 days
Approved
5/3/2023
First disbursed
5/23/2023
Loan status
Delinquent
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Startup, Loan Funds will Open Business
Industry
Drywall and Insulation Contractors
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
JRB Professional Services LLC in San Antonio, TX — $50K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
19 days
Approved
5/19/2023
First disbursed
6/7/2023
Loan status
Delinquent
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
15
Business age
Startup, Loan Funds will Open Business
Industry
Drywall and Insulation Contractors
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Expect Everything LLC in Leander, TX — $50K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
21 days
Approved
6/14/2023
First disbursed
7/5/2023
Loan status
Failed — $49K charged off (11/21/2025)
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Drywall and Insulation Contractors
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
The 624 Group LLC in League City, TX — $705K (2022) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
8% variable
Term
97 months
SBA guaranteed
$529K (75%)
Approval → funding
0 days
Approved
8/30/2022
First disbursed
8/30/2022
Loan status
Failed — $506K charged off (10/4/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Drywall and Insulation Contractors
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
BW FOAM LLC in Celina, TX — $679K (2022) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$509K (75%)
Approval → funding
6 days
Approved
8/24/2022
First disbursed
8/30/2022
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Drywall and Insulation Contractors
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
BW FOAM LLC in Celina, TX — $50K (2022) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
15 days
Approved
8/24/2022
First disbursed
9/8/2022
Loan status
Delinquent
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Drywall and Insulation Contractors
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
The 624 Group LLC in League City, TX — $50K (2022) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8% variable
Term
98 months
SBA guaranteed
$25K (50%)
Approval → funding
9 days
Approved
8/30/2022
First disbursed
9/8/2022
Loan status
Failed — $50K charged off (2/6/2025)
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Drywall and Insulation Contractors
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal

Buying a iFoam in Texas? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded iFoam loans with a Texas project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a iFoam purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. The Huntington National Bank funds the most here. CapBench is not a lender.

$629K typical iFoam loan
2 lenders active in Texas
17+ funded Texas deals
10 days typical to fund

Buyers buying a iFoam in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All iFoam lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/ifoam/texas
API:: https://www.capbench.com/api/public/lenders?franchise=ifoam
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.