Food & Restaurants · lender intelligence
How to finance a IHOP in Pennsylvania
The SBA 7(a) lenders funding the most IHOP deals in Pennsylvania, from public loan records — typical IHOP loan about $1.3M. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance IHOP in Pennsylvania
$675K
Typical loan
range $675K–$675K
$750K
Est. purchase price
≈ loan ÷ 90%
$100,313
Cash to close
$75,000 down + fees
$8,734/mo
Typical payment
~9.5% · 10yr
$120,529/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
4 days
Typical time to fund
1
Lenders competing
more = leverage
5.2%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with IHOP in Pennsylvania
Ranked by funded IHOP loans in Pennsylvania. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1,322 loans · $185M · Wilmington, DEFull record →
1+ funded IHOP in Pennsylvania deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- NORTHLAND 528 LLC in Philadelphia, PA — $675K (2021) · TD Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.2% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $608K (90%)
- Approval → funding
- 4 days
- Approved
- 6/7/2021
- First disbursed
- 6/11/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 40
- Business age
- New Business or 2 years or less
- Industry
- Full-Service Restaurants
Funded by TD Bank, National Association · Lender record →
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Buying a IHOP in Pennsylvania? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded IHOP loans with a Pennsylvania project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a IHOP purchase in Pennsylvania with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Pennsylvania deals. TD Bank, National Association funds the most here. CapBench is not a lender.
- $1.3M typical IHOP loan
- 1 lenders active in Pennsylvania
- 1+ funded Pennsylvania deals
- 4 days typical to fund
Buyers buying a IHOP in Pennsylvania typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-23.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.