Franchise · lender intelligence

How to finance a InXpress

State:

The SBA 7(a) lenders funding the most InXpress deals, ranked from public loan records — typical InXpress loan about $150K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance InXpress

$150K

Typical loan

range $150K–$210K

$167K

Est. purchase price

≈ loan ÷ 90%

$21,467

Cash to close

$16,667 down + fees

$2,196/mo

Typical payment

~12.5% · 10yr

$30,305/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

7 days

Typical time to fund

Lenders competing

more = leverage

7.08%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with InXpress

Ranked by funded InXpress loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.575 loans · $220M · De Graff, OHFull record →
2.14 loans · $2M · Cedar City, UTFull record →
3.99 loans · $43M · Walla Walla, WAFull record →
4.14 loans · $23M · Miami Lakes, FLFull record →
5.20 loans · $8M · Saint Petersburg, FLFull record →

9+ funded InXpress deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

The Carli Group LLC in Saint George, UT — $250K (2023) · State Bank of Southern Utah
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8.5% variable
Term
84 mo (7 yrs)
SBA guaranteed
$125K (50%)
Approval → funding
0 days
Approved
2/28/2023
First disbursed
2/28/2023
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Existing or more than 2 years old
Industry
Freight Transportation Arrangement
Funded by State Bank of Southern Utah · Lender record →
Your business? Claim this record · Request removal
Aaron Eddy Enterprises LLC in Huron, SD — $150K (2023) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
1 days
Approved
12/14/2022
First disbursed
12/15/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Couriers and Express Delivery Services
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
JARJEN, INC. in Atkinson, NH — $210K (2022) · BayFirst National Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$158K (75%)
Approval → funding
7 days
Approved
3/2/2022
First disbursed
3/9/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Existing or more than 2 years old
Industry
Freight Transportation Arrangement
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal
BEAR STATE LOGISTICS LLC in Maumelle, AR — $150K (2022) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
2 days
Approved
12/29/2021
First disbursed
12/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Freight Transportation Arrangement
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Goliath International Shipping LLC in Vacaville, CA — $150K (2021) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$135K (90%)
Approval → funding
0 days
Approved
3/31/2021
First disbursed
3/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Freight Transportation Arrangement
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
InXpress 162 in Scottsdale, AZ — $889K (2020) · BankUnited, National Association
Program
Preferred Lenders Program
Rate at approval
6.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$667K (75%)
Approval → funding
10 days
Approved
1/21/2020
First disbursed
1/31/2020
Loan status
Paid in full (3/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Existing or more than 2 years old
Industry
Freight Transportation Arrangement
Funded by BankUnited, National Association · Lender record →
Your business? Claim this record · Request removal
advance2go LLC in Sugar Land, TX — $150K (2020) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
7 days
Approved
7/24/2020
First disbursed
7/31/2020
Loan status
Paid in full (10/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Freight Transportation Arrangement
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
AB Caso LLC in Wharton, NJ — $150K (2020) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
7 days
Approved
3/24/2020
First disbursed
3/31/2020
Loan status
Paid in full (2/28/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Freight Transportation Arrangement
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Morgan Transport Consultants LLC in Creswell, OR — $20K (2020) · Banner Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
7.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$10K (50%)
Approval → funding
24 days
Approved
1/7/2020
First disbursed
1/31/2020
Loan status
Paid in full (3/31/2020)
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Existing or more than 2 years old
Industry
Motor Vehicle Towing
Funded by Banner Bank · Lender record →
Your business? Claim this record · Request removal

Buying a InXpress? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to InXpress businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a InXpress purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. United Midwest Savings Bank National Association funds the most. CapBench is not a lender.

$150K typical InXpress loan
5 lenders fund the brand
7 days typical to fund

Buyers researching a InXpress typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker InXpress record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/inxpress
API:: https://www.capbench.com/api/public/lenders?franchise=inxpress
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.