Fitness & Recreation · lender intelligence

How to finance a iSmash in Florida

State:

The SBA 7(a) lenders funding the most iSmash deals in Florida, from public loan records — typical iSmash loan about $500K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance iSmash in Florida

$580K

Typical loan

range $580K–$580K

$644K

Est. purchase price

≈ loan ÷ 90%

$86,194

Cash to close

$64,444 down + fees

$7,505/mo

Typical payment

~9.5% · 10yr

$103,569/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

128 days

Typical time to fund

Lenders competing

more = leverage

10.25%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with iSmash in Florida

Ranked by funded iSmash loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.

1.27 loans · $30M · Southampton, PAFull record →

1+ funded iSmash in Florida deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

RSM ENTERPRISES LLC in Stuart, FL — $580K (2025) · Quaint Oak Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
126 months
SBA guaranteed
$435K (75%)
Approval → funding
128 days
Approved
7/9/2025
First disbursed
11/14/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
16
Business age
Startup, Loan Funds will Open Business
Industry
All Other Amusement and Recreation Industries
Funded by Quaint Oak Bank · Lender record →
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Buying a iSmash in Florida? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded iSmash loans with a Florida project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a iSmash purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. Quaint Oak Bank funds the most here. CapBench is not a lender.

$500K typical iSmash loan
1 lenders active in Florida
1+ funded Florida deals
128 days typical to fund

Buyers buying a iSmash in Florida typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All iSmash lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/ismash/florida
API:: https://www.capbench.com/api/public/lenders?franchise=ismash
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.