Food & Restaurants · lender intelligence

How to finance a Jersey Mike's in Washington

State:

Alabama (4)Arizona (1)Arkansas (6)California (19)Colorado (8)Connecticut (5)Delaware (1)District of Columbia (2)Florida (14)Georgia (8)Idaho (2)Illinois (20)

The SBA 7(a) lenders funding the most Jersey Mike's deals in Washington, from public loan records — typical Jersey Mike's loan about $431K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Jersey Mike's in Washington

$419K

Typical loan

range $350K–$507K

$466K

Est. purchase price

≈ loan ÷ 90%

$62,269

Cash to close

$46,556 down + fees

$5,422/mo

Typical payment

~9.5% · 10yr

$74,824/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

14 days

Typical time to fund

Lenders competing

more = leverage

5.56%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Jersey Mike's in Washington

Ranked by funded Jersey Mike's loans in Washington. Tap a lender for its full record, or hit Get in touch for an introduction.

1.328 loans · $134M · Cleveland, OHFull record →
2.99 loans · $43M · Walla Walla, WAFull record →

7+ funded Jersey Mike's in Washington deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

LEERAY CORP. in Kennewick, WA — $553K (2022) · KeyBank National Association
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
126 months
SBA guaranteed
$415K (75%)
Approval → funding
14 days
Approved
5/24/2022
First disbursed
6/7/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
20
Business age
New Business or 2 years or less
Industry
Limited-Service Restaurants
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal
JM VALLEY LLC in Spokane Valley, WA — $507K (2022) · Wells Fargo Bank National Association
Program
Preferred Lenders Program
Rate at approval
5.2% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$380K (75%)
Approval → funding
26 days
Approved
12/2/2021
First disbursed
12/28/2021
Loan status
Paid in full (8/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
27
Business age
New Business or 2 years or less
Industry
Limited-Service Restaurants
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
JM AIRWAY HEIGHTS LLC in Spokane, WA — $419K (2022) · Wells Fargo Bank National Association
Program
Preferred Lenders Program
Rate at approval
5.75% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$314K (75%)
Approval → funding
14 days
Approved
4/12/2022
First disbursed
4/26/2022
Loan status
Paid in full (8/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
27
Business age
New Business or 2 years or less
Industry
Limited-Service Restaurants
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
LEERAY CORP. in Kennewick, WA — $447K (2021) · KeyBank National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$224K (50%)
Approval → funding
14 days
Approved
3/17/2021
First disbursed
3/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
20
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal
3 Rivers JM LLC in Richland, WA — $405K (2021) · Banner Bank
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$365K (90%)
Approval → funding
40 days
Approved
8/18/2021
First disbursed
9/27/2021
Loan status
Paid in full (4/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
15
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Banner Bank · Lender record →
Your business? Claim this record · Request removal
Three J's North Aurora, LLC in Seattle, WA — $350K (2021) · KeyBank National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.75% variable
Term
124 months
SBA guaranteed
$263K (75%)
Approval → funding
1 days
Approved
9/29/2021
First disbursed
9/30/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
19
Business age
Startup, Loan Funds will Open Business
Industry
Full-Service Restaurants
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal
Pelto LLC in Enumclaw, WA — $350K (2020) · KeyBank National Association
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approval → funding
50 days
Approved
8/11/2020
First disbursed
9/30/2020
Loan status
Paid in full (2/29/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
30
Business age
Existing or more than 2 years old
Industry
Limited-Service Restaurants
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal

Buying a Jersey Mike's in Washington? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Jersey Mike's loans with a Washington project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Jersey Mike's purchase in Washington with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Washington deals. KeyBank National Association funds the most here. CapBench is not a lender.

$431K typical Jersey Mike's loan
3 lenders active in Washington
7+ funded Washington deals
14 days typical to fund

Buyers buying a Jersey Mike's in Washington typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Jersey Mike's lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/jersey-mike-s/washington
API:: https://www.capbench.com/api/public/lenders?franchise=jersey-mike-s&state=WA
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.