Automotive · lender intelligence
How to finance a Jiffy Lube in Florida
The SBA 7(a) lenders funding the most Jiffy Lube deals in Florida, from public loan records — typical Jiffy Lube loan about $1.4M. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Jiffy Lube in Florida
$794K
Typical loan
range $403K–$794K
$882K
Est. purchase price
≈ loan ÷ 90%
$120,975
Cash to close
$88,222 down + fees
$10,274/mo
Typical payment
~9.5% · 10yr
$141,781/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
10 days
Typical time to fund
1
Lenders competing
more = leverage
6.63%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Jiffy Lube in Florida
Ranked by funded Jiffy Lube loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.12 loans · $14M · Mobile, ALFull record →
2+ funded Jiffy Lube in Florida deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- South Bay Lube, Inc in Orlando, FL — $794K (2022) · 22nd State Bank, A Division of 22nd State Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $596K (75%)
- Approval → funding
- 6 days
- Approved
- 9/20/2022
- First disbursed
- 9/26/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 200
- Business age
- Existing or more than 2 years old
- Industry
- Automotive Oil Change and Lubrication Shops
Funded by 22nd State Bank, A Division of 22nd State Banking Company · Lender record →
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- South Bay Lube, Inc in Sarasota, FL — $403K (2021) · 22nd State Bank, A Division of 22nd State Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $363K (90%)
- Approval → funding
- 10 days
- Approved
- 1/12/2021
- First disbursed
- 1/22/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 200
- Business age
- Existing or more than 2 years old
- Industry
- Automotive Oil Change and Lubrication Shops
Funded by 22nd State Bank, A Division of 22nd State Banking Company · Lender record →
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Buying a Jiffy Lube in Florida? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Jiffy Lube loans with a Florida project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Jiffy Lube purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. 22nd State Bank, A Division of 22nd State Banking Company funds the most here. CapBench is not a lender.
- $1.4M typical Jiffy Lube loan
- 1 lenders active in Florida
- 2+ funded Florida deals
- 10 days typical to fund
Buyers buying a Jiffy Lube in Florida typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-01.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.