Food & Restaurants · lender intelligence
How to finance a KFC in California
The SBA 7(a) lenders funding the most KFC deals in California, from public loan records — typical KFC loan about $653K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance KFC in California
$1.44M
Typical loan
range $200K–$1.44M
$1.60M
Est. purchase price
≈ loan ÷ 90%
$220,217
Cash to close
$160,444 down + fees
$18,685/mo
Typical payment
~9.5% · 10yr
$257,853/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
18 days
Typical time to fund
2
Lenders competing
more = leverage
6.13%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with KFC in California
Ranked by funded KFC loans in California. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.16 loans · $21M · Las Vegas, NVFull record →
- 2.1 loans · $0M · City Of Industry, CAFull record →
2+ funded KFC in California deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Golden Triangle Enterprises, LLC in La Puente, CA — $200K (2022) · United Pacific Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $150K (75%)
- Approval → funding
- 18 days
- Approved
- 12/3/2021
- First disbursed
- 12/21/2021
- Loan status
- Paid in full (6/30/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by United Pacific Bank · Lender record →
Your business? Claim this record · Request removal
- AVPROP LLC in Auburn, CA — $1.4M (2021) · Meadows Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.3M (90%)
- Approval → funding
- 4 days
- Approved
- 4/26/2021
- First disbursed
- 4/30/2021
- Loan status
- Paid in full (2/28/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 95
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Meadows Bank · Lender record →
Your business? Claim this record · Request removal
Buying a KFC in California? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded KFC loans with a California project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a KFC purchase in California with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded California deals. Meadows Bank funds the most here. CapBench is not a lender.
- $653K typical KFC loan
- 2 lenders active in California
- 2+ funded California deals
- 18 days typical to fund
Buyers buying a KFC in California typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.