Fitness & Recreation · lender intelligence
How to finance a KidStrong in California
The SBA 7(a) lenders funding the most KidStrong deals in California, from public loan records — typical KidStrong loan about $500K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance KidStrong in California
$697K
Typical loan
range $680K–$968K
$775K
Est. purchase price
≈ loan ÷ 90%
$103,598
Cash to close
$77,456 down + fees
$9,020/mo
Typical payment
~9.5% · 10yr
$124,476/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
61 days
Typical time to fund
2
Lenders competing
more = leverage
9.29%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with KidStrong in California
Ranked by funded KidStrong loans in California. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.12 loans · $8M · Bakersfield, CAFull record →
4+ funded KidStrong in California deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Fremont FIT Unlimited LLC in Fremont, CA — $968K (2026) · Mission Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $726K (75%)
- Approval → funding
- 61 days
- Approved
- 12/4/2025
- First disbursed
- 2/3/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Mission Bank · Lender record →
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- DANIELS & STARR LLC in Sacramento, CA — $697K (2026) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.99% fixed
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $523K (75%)
- Approved
- 3/12/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
- R&L Future Legends in Laguna Niguel, CA — $657K (2026) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.15% fixed
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $493K (75%)
- Approved
- 3/3/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
- EXCEL KIDS LEARNING LLC in Livermore, CA — $680K (2024) · purchase · Mission Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $510K (75%)
- Approval → funding
- 37 days
- Approved
- 9/18/2024
- First disbursed
- 10/25/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Fitness and Recreational Sports Centers
If you were the buyer here
- Est. deal size
- $756K
- Est. down payment (10%)
- $76K
- Est. cash at closing
- $101K
- Monthly payment
- $9,463
- Annual debt service
- $114K
- Cash flow needed (1.25×)
- $142K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Mission Bank · Lender record →
Your business? Claim this record · Request removal
Buying a KidStrong in California? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded KidStrong loans with a California project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a KidStrong purchase in California with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded California deals. Mission Bank funds the most here. CapBench is not a lender.
- $500K typical KidStrong loan
- 2 lenders active in California
- 4+ funded California deals
- 61 days typical to fund
Buyers buying a KidStrong in California typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-23.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.