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How to finance a Koala Insulation in Florida

State:

The SBA 7(a) lenders funding the most Koala Insulation deals in Florida, from public loan records — typical Koala Insulation loan about $251K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Koala Insulation in Florida

$339K

Typical loan

range $150K–$350K

$377K

Est. purchase price

≈ loan ÷ 90%

$50,424

Cash to close

$37,700 down + fees

$4,674/mo

Typical payment

~11% · 10yr

$64,501/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

14 days

Typical time to fund

Lenders competing

more = leverage

7.77%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Koala Insulation in Florida

Ranked by funded Koala Insulation loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.62 loans · $34M · Winter Haven, FLFull record →
3.575 loans · $220M · De Graff, OHFull record →
4.1,025 loans · $292M · Berkeley Heights, NJFull record →
5.15 loans · $15M · Houston, MOFull record →

13+ funded Koala Insulation in Florida deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

PNandN Inc in Lakeland, FL — $390K (2026) · iTHINK Financial CU
Program
7a General
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$293K (75%)
Approved
3/5/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Drywall and Insulation Contractors
Funded by iTHINK Financial CU
Your business? Claim this record · Request removal
Koala Insulation of the Space Coast in Palm Bay, FL — $624K (2024) · Readycap Lending, LLC
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$468K (75%)
Approval → funding
36 days
Approved
2/24/2024
First disbursed
3/31/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
New Business or 2 years or less
Industry
Drywall and Insulation Contractors
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
M Vogel LLC in Saint Petersburg, FL — $370K (2023) · The Bank of Houston
Program
7a General
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$277K (75%)
Approval → funding
14 days
Approved
4/11/2023
First disbursed
4/25/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Drywall and Insulation Contractors
Funded by The Bank of Houston · Lender record →
Your business? Claim this record · Request removal
That Navy Family LLC in Saint Augustine, FL — $350K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approval → funding
2 days
Approved
4/19/2023
First disbursed
4/21/2023
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Drywall and Insulation Contractors
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
That Navy Family LLC in Saint Augustine, FL — $40K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$20K (50%)
Approval → funding
16 days
Approved
4/19/2023
First disbursed
5/5/2023
Loan status
Delinquent
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Drywall and Insulation Contractors
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
FHL Construction LLC in Tampa, FL — $240K (2022) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$180K (75%)
Approval → funding
5 days
Approved
3/10/2022
First disbursed
3/15/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Drywall and Insulation Contractors
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Blalock Ventures, Inc. in Fernandina Beach, FL — $224K (2022) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
6.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$168K (75%)
Approval → funding
2 days
Approved
6/6/2022
First disbursed
6/8/2022
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Drywall and Insulation Contractors
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
FHL Construction LLC in Tampa, FL — $50K (2022) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
27 days
Approved
3/10/2022
First disbursed
4/6/2022
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Drywall and Insulation Contractors
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Blalock Ventures, Inc. in Fernandina Beach, FL — $40K (2022) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$20K (50%)
Approval → funding
60 days
Approved
6/6/2022
First disbursed
8/5/2022
Loan status
Delinquent
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Drywall and Insulation Contractors
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
KWICK & CO LLC in Orlando, FL — $350K (2021) · SouthState Bank, National Association
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$315K (90%)
Approval → funding
2 days
Approved
4/28/2021
First disbursed
4/30/2021
Loan status
Paid in full (8/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Drywall and Insulation Contractors
Funded by SouthState Bank, National Association · Lender record →
Your business? Claim this record · Request removal
MIAMI INSULATION SOLUTIONS, INC. in Coral Gables, FL — $350K (2021) · SouthState Bank, National Association
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$315K (90%)
Approval → funding
13 days
Approved
8/17/2021
First disbursed
8/30/2021
Loan status
Paid in full (8/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Drywall and Insulation Contractors
Funded by SouthState Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Insulation of South Florida, Inc. in Jupiter, FL — $339K (2021) · SouthState Bank, National Association
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$305K (90%)
Approval → funding
14 days
Approved
4/6/2021
First disbursed
4/20/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Drywall and Insulation Contractors
Funded by SouthState Bank, National Association · Lender record →
Your business? Claim this record · Request removal
SEVY MANAGEMENT GROUP, LLC in Coral Springs, FL — $150K (2021) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
2 days
Approved
12/7/2020
First disbursed
12/9/2020
Loan status
Paid in full (6/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Drywall and Insulation Contractors
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal

Buying a Koala Insulation in Florida? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded Koala Insulation loans with a Florida project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Koala Insulation purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. The Huntington National Bank funds the most here. CapBench is not a lender.

$251K typical Koala Insulation loan
6 lenders active in Florida
13+ funded Florida deals
14 days typical to fund

Buyers buying a Koala Insulation in Florida typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Koala Insulation lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/koala-insulation/florida
API:: https://www.capbench.com/api/public/lenders?franchise=koala-insulation
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.