Food & Restaurants · lender intelligence
How to finance a Kolache Shoppe in Texas
The SBA 7(a) lenders funding the most Kolache Shoppe deals in Texas, from public loan records — typical Kolache Shoppe loan about $260K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Kolache Shoppe in Texas
$260K
Typical loan
range $50K–$494K
$289K
Est. purchase price
≈ loan ÷ 90%
$38,639
Cash to close
$28,889 down + fees
$3,582/mo
Typical payment
~11% · 10yr
$49,432/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
25 days
Typical time to fund
3
Lenders competing
more = leverage
8.3%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Kolache Shoppe in Texas
Ranked by funded Kolache Shoppe loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.38 loans · $21M · San Antonio, TXFull record →
- 2.2,539 loans · $965M · Columbus, OHFull record →
5+ funded Kolache Shoppe in Texas deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Beet Juice, Inc. in Pearland, TX — $550K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $413K (75%)
- Approval → funding
- 1 days
- Approved
- 2/22/2023
- First disbursed
- 2/23/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 17
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Retail Bakeries
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Clutch City Rebs LLC in Kingwood, TX — $50K (2023) · Frost Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.75% variable
- Term
- 75 months
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 25 days
- Approved
- 2/10/2023
- First disbursed
- 3/7/2023
- Loan status
- Failed — $50K charged off (2/8/2024)
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Frost Bank · Lender record →
Your business? Claim this record · Request removal
- Beet Juice, Inc. in Pearland, TX — $40K (2023) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $20K (50%)
- Approval → funding
- 13 days
- Approved
- 2/22/2023
- First disbursed
- 3/7/2023
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 17
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Retail Bakeries
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Clutch City Rebs LLC in Kingwood, TX — $494K (2022) · Frost Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% fixed
- Term
- 103 months
- SBA guaranteed
- $371K (75%)
- Approval → funding
- 135 days
- Approved
- 2/15/2022
- First disbursed
- 6/30/2022
- Loan status
- Failed — $510K charged off (3/11/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Frost Bank · Lender record →
Your business? Claim this record · Request removal
- Kolache Shoppe in Frisco, TX — $260K (2021) · Newtek Small Business Finance, Inc.
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 124 months
- SBA guaranteed
- $234K (90%)
- Approved
- 8/23/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- New Business or 2 years or less
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Newtek Small Business Finance, Inc.
Your business? Claim this record · Request removal
Buying a Kolache Shoppe in Texas? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Kolache Shoppe loans with a Texas project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Kolache Shoppe purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. Frost Bank funds the most here. CapBench is not a lender.
- $260K typical Kolache Shoppe loan
- 3 lenders active in Texas
- 5+ funded Texas deals
- 25 days typical to fund
Buyers buying a Kolache Shoppe in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-23.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.