Education & Childcare · lender intelligence
How to finance a Kumon in Minnesota
The SBA 7(a) lenders funding the most Kumon deals in Minnesota, from public loan records — typical Kumon loan about $172K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Kumon in Minnesota
$344K
Typical loan
range $156K–$364K
$383K
Est. purchase price
≈ loan ÷ 90%
$51,168
Cash to close
$38,256 down + fees
$4,743/mo
Typical payment
~11% · 10yr
$65,453/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
29 days
Typical time to fund
2
Lenders competing
more = leverage
8.55%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Kumon in Minnesota
Ranked by funded Kumon loans in Minnesota. Tap a lender for its full record, or hit Get in touch for an introduction.
No directory lender has enough Kumon loans in Minnesota to rank yet. See Kumon lenders nationwide →
3+ funded Kumon in Minnesota deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Learn to Shine LLC in Minneapolis, MN — $364K (2025) · Bank of America, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.9% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $273K (75%)
- Approval → funding
- 10 days
- Approved
- 8/19/2025
- First disbursed
- 8/29/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- New Business or 2 years or less
- Industry
- Exam Preparation and Tutoring
Funded by Bank of America, National Association · Lender record →
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- Learn to Shine LLC in Bloomington, MN — $344K (2025) · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $258K (75%)
- Approved
- 5/21/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- New Business or 2 years or less
- Industry
- Exam Preparation and Tutoring
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- NIGETHAA EAGAN EDUCATION LLC in Saint Paul, MN — $156K (2024) · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $132K (85%)
- Approval → funding
- 29 days
- Approved
- 6/11/2024
- First disbursed
- 7/10/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- New Business or 2 years or less
- Industry
- Exam Preparation and Tutoring
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Buying a Kumon in Minnesota? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Kumon loans with a Minnesota project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Kumon purchase in Minnesota with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Minnesota deals. CapBench is not a lender.
- $172K typical Kumon loan
- 2 lenders active in Minnesota
- 3+ funded Minnesota deals
- 29 days typical to fund
Buyers buying a Kumon in Minnesota typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.