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How to finance a Lapels in Texas

State:

The SBA 7(a) lenders funding the most Lapels deals in Texas, from public loan records — typical Lapels loan about $266K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Lapels in Texas

$347K

Typical loan

range $50K–$949K

$385K

Est. purchase price

≈ loan ÷ 90%

$51,494

Cash to close

$38,500 down + fees

$4,773/mo

Typical payment

~11% · 10yr

$65,867/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

43 days

Typical time to fund

Lenders competing

more = leverage

8.5%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Lapels in Texas

Ranked by funded Lapels loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.54 loans · $15M · University Park, TXFull record →

3+ funded Lapels in Texas deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Mpamah Inc in College Station, TX — $949K (2025) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$712K (75%)
Approval → funding
43 days
Approved
5/15/2025
First disbursed
6/27/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Drycleaning and Laundry Services (except Coin-Operated)
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Mpamah Inc in College Station, TX — $50K (2025) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approved
5/15/2025
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Drycleaning and Laundry Services (except Coin-Operated)
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
JTBJ HOLDINGS INC. in Frisco, TX — $347K (2021) · purchase · PlainsCapital Bank
Program
Preferred Lenders Program
Rate at approval
5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$260K (75%)
Approval → funding
1 days
Approved
11/23/2020
First disbursed
11/24/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Drycleaning and Laundry Services (except Coin-Operated)
If you were the buyer here
Est. deal size
$385K
Est. down payment (10%)
$39K
Est. cash at closing
$51K
Monthly payment
$3,675
Annual debt service
$44K
Cash flow needed (1.25×)
$55K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by PlainsCapital Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Lapels in Texas? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Lapels loans with a Texas project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Lapels purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. The Huntington National Bank funds the most here. CapBench is not a lender.

$266K typical Lapels loan
2 lenders active in Texas
3+ funded Texas deals
43 days typical to fund

Buyers buying a Lapels in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Lapels lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/lapels/texas
API:: https://www.capbench.com/api/public/lenders?franchise=lapels
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.