Food & Restaurants · lender intelligence

How to finance a Las Palapas in Texas

The SBA 7(a) lenders funding the most Las Palapas deals in Texas, from public loan records — typical Las Palapas loan about $844K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Las Palapas in Texas

$844K

Typical loan

range $844K–$844K

$938K

Est. purchase price

≈ loan ÷ 90%

$128,593

Cash to close

$93,778 down + fees

$10,921/mo

Typical payment

~9.5% · 10yr

$150,710/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

49 days

Typical time to fund

Lenders competing

more = leverage

5.5%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Las Palapas in Texas

Ranked by funded Las Palapas loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.

No directory lender has enough Las Palapas loans in Texas to rank yet. See Las Palapas lenders nationwide →

1+ funded Las Palapas in Texas deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Austin Highway LP, LLC in San Antonio, TX — $844K (2021) · Vantage Bank Texas
Program
Preferred Lenders Program
Rate at approval
5.5% fixed
Term
90 months
SBA guaranteed
$760K (90%)
Approval → funding
49 days
Approved
3/12/2021
First disbursed
4/30/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
31
Business age
Startup, Loan Funds will Open Business
Industry
Full-Service Restaurants
Funded by Vantage Bank Texas
Your business? Claim this record · Request removal

Buying a Las Palapas in Texas? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Las Palapas loans with a Texas project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Las Palapas purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. CapBench is not a lender.

$844K typical Las Palapas loan
1 lenders active in Texas
1+ funded Texas deals
49 days typical to fund

Buyers buying a Las Palapas in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Las Palapas lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-22.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/las-palapas/texas
API:: https://www.capbench.com/api/public/lenders?franchise=las-palapas&state=TX
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.