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How to finance a Learning Express in Georgia

State:

The SBA 7(a) lenders funding the most Learning Express deals in Georgia, from public loan records — typical Learning Express loan about $339K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Learning Express in Georgia

$480K

Typical loan

range $150K–$740K

$533K

Est. purchase price

≈ loan ÷ 90%

$71,333

Cash to close

$53,333 down + fees

$6,211/mo

Typical payment

~9.5% · 10yr

$85,712/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

1 days

Typical time to fund

Lenders competing

more = leverage

7.25%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Learning Express in Georgia

Ranked by funded Learning Express loans in Georgia. Tap a lender for its full record, or hit Get in touch for an introduction.

1.66 loans · $68M · Milford, IAFull record →
2.1 loans · $1M · Lincoln, NEFull record →

3+ funded Learning Express in Georgia deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Reigning Toys LLC in Atlanta, GA — $480K (2023) · Pinnacle Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$360K (75%)
Approved
6/2/2023
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
New Business or 2 years or less
Industry
Hobby, Toy, and Game Retailers
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
Wheezy's Holdings, Inc. in Milton, GA — $740K (2021) · purchase · United Community Bank
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$666K (90%)
Approval → funding
1 days
Approved
9/29/2021
First disbursed
9/30/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
20
Business age
Change of Ownership
Industry
Hobby, Toy, and Game Stores
If you were the buyer here
Est. deal size
$822K
Est. down payment (10%)
$82K
Est. cash at closing
$113K
Monthly payment
$8,123
Annual debt service
$97K
Cash flow needed (1.25×)
$122K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
Wheezy's Holdings, Inc. in Milton, GA — $150K (2021) · purchase · United Community Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$113K (75%)
Approval → funding
1 days
Approved
9/29/2021
First disbursed
9/30/2021
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
Change of Ownership
Industry
Hobby, Toy, and Game Stores
If you were the buyer here
Est. deal size
$167K
Est. down payment (10%)
$17K
Est. cash at closing
$21K
Monthly payment
$1,665
Annual debt service
$20K
Cash flow needed (1.25×)
$25K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Learning Express in Georgia? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Learning Express loans with a Georgia project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Learning Express purchase in Georgia with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Georgia deals. United Community Bank funds the most here. CapBench is not a lender.

$339K typical Learning Express loan
2 lenders active in Georgia
3+ funded Georgia deals
1 days typical to fund

Buyers buying a Learning Express in Georgia typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Learning Express lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/learning-express/georgia
API:: https://www.capbench.com/api/public/lenders?franchise=learning-express
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.